31 E Walnut St, Hinsdale, IL 60521 Property Records

DuPage County property record for 31 E Walnut St, Hinsdale, IL 60521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,496 sqft · built 1902
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$840,000 (Aug 2018)
Tax Bill	$14,684 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01-320-019`

Property Details

APN / Parcel Number

Primary APN	`09-01-320-019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	3,684 sqft
Basement Area	1,188 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1996
Architectural Style	Victorian
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	31 E WALNUT ST
City	HINSDALE
State	IL
Zip	60521-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STOUGHS SUB LOT 2 BLK 1 STOUGHS 1ST ADD E 50 FT
Legal Subdivision	STOUGHS SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	DOWNERS GROVE
Census Block Group	2
Census Block	2000
Census Tract	845300

Owner

31 E Walnut St is owned and occupied by an individual who bought it in August 2018.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	31 E WALNUT ST, HINSDALE, IL 60521-3415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Warranty Deed, Transfer · ARM EVERGREEN BANK GROUP
Mar 9, 2018	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	Nov 10, 2016 · Amount on File
Deed Document Number	201877293
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 16, 2018
Property Address	31 E WALNUT ST, HINSDALE, IL 60521-3415
Document Number	0000077293
Map Reference	DOC33032
Instrument Date	Jul 31, 2018
Instrument	R2018-077293
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FORT DEARBORN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 E WALNUT ST, 31, HINSDALE, IL 60521-3415

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 E WALNUT ST, HINSDALE, IL 60521-3415

Mortgage

Document Number	0000077294
Date	Aug 16, 2018
Instrument	R2018-077294

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Mortgage

Document Number	0000077295
Date	Aug 16, 2018
Instrument	R2018-077295

Lender

Name	EVERGREEN BANK GROUP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 8, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	31 E WALNUT ST, HINSDALE, IL 60521-3415
Document Number	0000024509
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 E WALNUT ST HINSDALE IL 605213415, HINSDALE, IL 60521-3415

Mortgage

Document Number	0000024509
Date	Mar 21, 2018
Instrument	24509

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 31 E Walnut St was $14,684 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Downers Grove Township
Municipality	Hinsdale Village
Elementary School District	Hinsdale Community Consolidated School District 181 (PK - 08)
Secondary School District	Hinsdale Township High School District 86 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,684.00	$304,788 Land $94,861 Building $209,927	$914,364 Land $284,583 Building $629,781
2022	$14,032.00 Homeowner's exemption	$273,650 Land $81,980 Building $191,670	$820,950 Land $245,940 Building $575,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 E Walnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1992–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 E Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HINSDALE serves 17,900 people · EPA ID IL0434520
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Aug 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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