31 E Main St, Utica, MN 55979 Property Records

Winona County property record for 31 E Main St, Utica, MN 55979

Property Summary

Property Type	Commercial
Details	4,224 sqft · built 1996
Lot Size	0.512 acres (22,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2023)
Tax Bill	$1,852 (2026)
Deeds & Mortgages	Sep 2023 Sale Apr 2021 Sale & Line of Credit + 1 more
APN	`31.040.0050`

Property Details

APN / Parcel Number

Primary APN	`31.040.0050`

Interior

Stories	1 Story
Building Area	4,224 sqft Total Area
1st Floor Area	4,224 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Metal
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	22,303 sqft (0.512 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	31 E MAIN ST
City	UTICA
State	MN
Zip	55979
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-19 TWP-106 RANGE-009 UTICA INDUSTRIAL PARK LOT-005 BLOCK-001
Legal Range	009
Legal Township	106
Legal Section	19
Legal Subdivision	UTICA INDUSTRIAL PARK
Legal Block	1
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2033
Census Tract	670900

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18881 COUNTY ROAD 27, ROLLINGSTONE, MN 55969-4083
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer TOWN N COUNTRY TITLE LLC
Apr 13, 2021	Warranty Deed, Transfer · Line of Credit SECURITY FINANCIAL BANK
Nov 6, 2019	Warranty Deed, Transfer · Line of Credit NATIONAL EXCHANGE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	2023651731
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 25, 2023
Property Address	31 E MAIN ST, UTICA, MN 55979
Document Number	000A651027
Instrument Date	Sep 21, 2023
Instrument	A651027
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 BROWNELL ST, SAINT CHARLES, MN 55972-5003
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 13, 2021
Property Address	31 E MAIN ST, UTICA, MN 55979
Document Number	0000632947
Instrument Date	Apr 9, 2021
Instrument	632947
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 331, WEYERHAEUSER, WI 54895-0331

Mortgage

Document Number	0000632948
Date	Apr 13, 2021
Instrument	632948

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 6, 2019
Property Address	31 E MAIN ST, UTICA, MN 55979
Document Number	0000620668
Instrument Date	Nov 6, 2019
Instrument	620668
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 SULLIVAN DR, FOND DU LAC, WI 54935-9164

Mortgage

Document Number	0000620669
Date	Nov 6, 2019
Instrument	620669

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 6, 2022

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Utica City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,852.00 (+46.06%)
2025		$129,100 (+29.49%) Land $34,200 Building $94,900	$129,100 (+29.49%) Land $34,200 Building $94,900
2023	$1,268.00	$99,700 Land $27,900 Building $71,800	$99,700 Land $27,900 Building $71,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Utica serves 293 people · EPA ID MN1850011
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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