31 E Main St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 31 E Main St, Freehold, NJ 07728

Property Summary

Property Type	Retail Store
Details	15,797 sqft
Lot Size	0.484 acres (21,083 sqft)
Owner	Company Name on Record
Last Sale	$2,640,000 (Dec 2005)
Tax Bill	$63,131 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00040-0000-00009-01`

Property Details

APN / Parcel Number

Primary APN	`16-00040-0000-00009-01`
Alternative APNs	`16000400000000090001` `1600040000000009`

Interior

Units	9 Units
Stories	1 Story
Building Area	15,797 sqft Gross Area
1st Floor Area	15,797 sqft

Exterior

Exterior Material	Brick
Construction Type	Brick
Lot Area	21,083 sqft (0.484 acres)

Location & Zoning

Old Parcel Number	1600040000000009
Street Address	31 E MAIN ST
City	FREEHOLD
State	NJ
Zip	07728-2286
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	C0
Legal Block	40
Legal Lot Number	9.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1002
Census Tract	811000

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6262, FREEHOLD, NJ 07728-6262
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage UNITED SOUTHWEST BANK
Jul 14, 2018	Deed of Trust, Mortgage EMPIRE ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2005 · Amount on Record
Deed Sale	Dec 21, 2005 · Amount on Record
Prior Sale	May 2, 2003 · Amount on Record
Deed Book / Page	8527 / 3984
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 E MAIN ST, FREEHOLD, NJ 07728-2286
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MERMAID RD, TOMS RIVER, NJ 08753-4738

Mortgage

Document Number	0097587417
Date	Sep 30, 2025
Book Page	9758/7417
Instrument	2025078185

Lender

Name	UNITED SOUTHWEST BANK
Type	Bank
Address	STATEN ISLAND, NY 10314

Agreement

Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 E MAIN ST, FREEHOLD, NJ 07728-2286
Document Number	0000088992
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	EXPRESS ABSTRACT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 NEW DORP LN STATEN ISLAND NY 103063004, STATEN ISLAND, NY 10306-3004

Mortgage

Document Number	0000088992
Date	Sep 7, 2018
Book Page	009310/008032
Instrument	88992

Lender

Name	EMPIRE ST BK
Type	Bank
Address	NEWBURGH, NY 12550

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,434,300 (-14.74%) Land $841,900 Building $1,592,400	$2,434,300 (-14.74%) Land $841,900 Building $1,592,400
2025	$63,131.00 (+4.78%)	$2,855,300 (-7.94%) Land $1,262,900 Building $1,592,400	$2,855,300 (-7.94%) Land $1,262,900 Building $1,592,400
2024	$60,253.00 (-11.81%)
2023		$3,101,500 Land $1,105,000 Building $1,996,500	$3,101,500 Land $1,105,000 Building $1,996,500
2022	$68,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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