Frederick County property record for 31 E Main St, Emmitsburg, MD 21727
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,968 sqft · built 1890 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | Company Name on Record |
| Last Sale | $215,000 (Jul 2022) |
| Tax Bill | $3,279 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Assignment + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-159571 |
| Primary APN | 05-159571 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Other |
| Lot Area | 4,950 sqft (0.114 acres) |
| Lot Dimensions | 1.7 ft deep x 0.3 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 178 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 159571 |
|---|---|
| Street Address | 31 E MAIN ST |
| City | EMMITSBURG |
| State | MD |
| Zip | 21727-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 30 X 165 31 E. MAIN ST. EMMITSBURG |
| Legal Subdivision | EMMITSBURG |
| Legal Lot Number | 31 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 5, EMMITSBURG |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 766800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Emmitsburg Historic District (Additional Documentation) listed 1992 · 217 contributing resources · NRIS 92000076 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4367 HOLLINS FERRY RD, HALETHORPE, MD 21227-3400 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK |
| Sep 16, 2022 | Assignment of Lease, Transfer |
| Jul 6, 2022 | Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Prior Sale | Nov 16, 1981 · Amount on Record |
| Deed Document Number | 2022 |
| Deed Book / Page | 16023 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 31 E MAIN ST, EMMITSBURG, MD 21727-9209 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4367 HOLLINS FERRY RD, LANSDOWNE, MD 21227-3400 |
| Document Number | 0161360409 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 16136/409 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | UPPERCO, MD 21155 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 16, 2022 |
| Property Address | 31 E MAIN ST, EMMITSBURG, MD 21727-9209 |
| Document Number | 0161360419 |
| Book / Page | 16136 / 419 |
| Instrument Date | Sep 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 6, 2022 |
| Property Address | 31 E MAIN ST, EMMITSBURG, MD 21727-9209 |
| Document Number | 0160230415 |
| Book / Page | 16023 / 415 |
| Instrument Date | Jul 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4367 HOLLINS FERRY RD, HALETHORPE, MD 21227-3400 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Emmitsburg Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,300 (+51.05%) Land $49,500 Building $179,800 | $229,300 (+51.05%) Land $49,500 Building $179,800 | |
| 2025 | $3,279.00 (+37.08%) | ||
| 2023 | $2,392.00 | $151,800 Land $39,600 Building $112,200 | $151,800 Land $39,600 Building $112,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures