31 E Foster St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 31 E Foster St, Melrose, MA 02176

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,130 sqft · built 1920
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jun 2017)
Tax Bill	$10,454 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C7 P:0000136`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C7 P:0000136`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,130 sqft Living Area
Gross Area	4,463 sqft
Basement Area	1,065 sqft
Unfinished Basement	1,065 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,051 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 E FOSTER ST
City	MELROSE
State	MA
Zip	02176-3936
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5005
Census Tract	336300

Owner

31 E Foster St, a duplex, is owned by an individual who acquired it in March 2021.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 MORGAN AVE, WAKEFIELD, MA 01880-4206
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 17, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA
Jun 12, 2017	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Jun 10, 2008 · Amount on File
Deed Book / Page	69418 / 258
Last Transfer Date	Mar 8, 2021
Transfer Doc	77246-504
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	31 E FOSTER ST, MELROSE, MA 02176-3936
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077246-508
Date	Mar 17, 2021
Book Page	77246/508
Instrument	59185

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 17, 2021
Property Address	31 E FOSTER ST, MELROSE, MA 02176-3936
Document Number	077246-504
Book / Page	77246 / 504
Instrument Date	Mar 8, 2021
Instrument	59184
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 E FOSTER ST, MELROSE, MA 02176-3936

Mortgage

Document Number	077246-508
Date	Mar 17, 2021
Book Page	77246/508
Instrument	59185

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jun 12, 2017
Property Address	31 E FOSTER ST, MELROSE, MA 02176-3936
Document Number	69418-258
Book / Page	69418 / 258
Instrument	87977
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 E FOSTER ST, MELROSE, MA 02176-3936

Mortgage

Document Number	694180261
Date	Jun 12, 2017
Instrument	69418/0261

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 31 E Foster St was $10,454, up 18.9% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,454.00 (+18.86%)	$911,400 (+2.59%) Land $414,100 Building $497,300	$894,098
2025	$8,795.00 (+5.9%)	$888,400 (+6.22%) Land $414,100 Building $474,300
2024	$8,305.00 (-0.47%)	$836,400 (+4.45%) Land $387,400 Building $449,000
2023	$8,344.00	$800,800 Land $360,700 Building $440,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 E Foster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 E Foster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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