31 E Commerce St, Smyrna, DE 19977 Property Records

Kent County property record for 31 E Commerce St, Smyrna, DE 19977 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1724
Square Footage1,562 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$294,000 (2024)
Tax Bill$983.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-17-010.17-06-50.00-000
Alternative APNs
  • DC17010.170650.00/000
  • 1128

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,562 sqft Living Area
Basement Area480 sqft Basement
Unfinished Basement480 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1724
Effective Year BuiltEffective 1724
Architectural StyleOther Style
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area3,920 sqft (0.09 acres)
Depth X Width182 ft x 22 ft Depth x Width
Porch Area59 sqft Porch
ViewMajor Street/Thoroughfare View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1128
Street Address31 E COMMERCE ST
CitySMYRNA
StateDE
Zip19977-1403
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS SD COMMERCE ST SMYRNA
JurisdictionKENT DE
Minor Civil DivisionSMYRNA
Census Blockgroup1
Census Block1001
Census Tract40204

Owner

Source: Kent County records · APN 1-17-010.17-06-50.00-000

Assessment roll updated September 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address31 E COMMERCE ST, SMYRNA, DE 19977-1403
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
MERIDIAN BANK
Aug 15, 2023Deed, Transfer
SHALLCROSS MORTGAGE COMPANY
Jan 08, 2021Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FOUR SEASON PROPERTIES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2024 · Amount on Record
Deed SaleFeb 23, 2024 · Amount on Record
Prior SaleAug 15, 2023 · Amount on Record
Deed Doc Number2024489098
Deed Book / Page12876 / 46
Record RefreshedSep 20, 2026

February 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateFeb 23, 2024
Property Address31 E COMMERCE ST, SMYRNA, DE 19977-1403
Document Number0000489098
Book / Page12876 / 46
Instrument DateFeb 21, 2024
Instrument2024-489098
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 08, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,880.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 E COMMERCE ST, SMYRNA, DE 19977-1403

Mortgage

Document Number0000489099
DateFeb 23, 2024
Instrument2024-489099
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Mortgage

Document Number0000489100
DateFeb 23, 2024
Book Page12876/77
Instrument2024-489100
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 15, 2023
Property Address31 E COMMERCE ST, SMYRNA, DE 19977-1403
Document Number0000478449
Book / Page12601 / 203
Instrument DateJul 27, 2023
Instrument2023-478449
Transaction TypeTransfer
Record UpdatedOct 05, 2023

Transaction

AmountAmount Recorded
Tax$2,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 BLUE HERON CT, MIDDLETOWN, DE 19709-2213

Mortgage

Document Number0000478450
DateAug 15, 2023
Instrument2023-478450
Lender
NameSHALLCROSS MORTGAGE COMPANY
TypeMortgage Company
Agreement
AmountAmount Recorded
Term11 Months
DueJul 27, 2024

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJan 08, 2021
Property Address31 E COMMERCE ST, SMYRNA, DE 19977-1403
Document Number0000405430
Book / Page010705 / 000215
Instrument DateJan 08, 2021
Instrument405430
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 E COMMERCE ST SMYRNA DE 199771403, SMYRNA, DE 19977-1403

Mortgage

Document Number405431
DateJan 08, 2021
Book Page010705/000218
Instrument405431
Lender
NameFOUR SEASON PROPERTIES INC
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJan 07, 2036

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalitySmyrna Town
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$983.00 (+1.34%)$234,400 (+1,153.48%) Land $36,800 Building $197,600
2023$970.00 (+105.07%)$18,700 (-) Land $3,500 Building $15,200
2022$473.00$18,700 Land $3,500 Building $15,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Smyrna Historic District
listed 1980 · 475 contributing resources · NRIS 80000930

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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