31 E Citra St, Arden, NC 28704 Property Records

Buncombe County property record for 31 E Citra St, Arden, NC 28704

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 864 sqft · built 2022
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$298,500 (May 2023)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-09-6043-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-09-6043-00000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	864 sqft Living Area

Exterior

Year Built	Built 2022
Architectural Style	Cottage
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Metal
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Carport
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	31 E CITRA ST
City	ARDEN
State	NC
Zip	28704-0757
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DEED DATE: 2023-05-12 DEE
Legal Description	DEED DATE: 2023-05-12 DEED: 6318-1118 SUBDIV: BLOCK: LOT: UNIT 31 SECTION: PLAT: 0220-0048
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	3
Census Block	3011
Census Tract	2204

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	31 E CITRA ST, ARDEN, NC 28704-0757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
May 12, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Deed Document Number	0063181118
Deed Book / Page	6318 / 1118
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	31 E CITRA ST, ARDEN, NC 28704-0757
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062471421
Date	Aug 10, 2022
Book Page	6247/1421

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 12, 2023
Property Address	31 E CITRA ST, ARDEN, NC 28704-0757
Document Number	0063181118
Book / Page	6318 / 1118
Map Reference	MB 220 PG 48
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 475, SKYLAND, NC 28776-0475

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 E CITRA ST, ARDEN, NC 28704-0757

Mortgage

Document Number	0063181121
Date	May 12, 2023
Instrument	6318/1121

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 (+47.76%)	$210,100 (+34.68%)
2023	$1,405.00	$156,000	$156,000 (-25.75%) Land $30,000 Building $126,000
2021			$210,100 Land $30,000 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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