31 E Central Ave, Toledo, OH 43608 Property Records

Lucas County property record for 31 E Central Ave, Toledo, OH 43608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 955 sqft · built 1907
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on File
Last Sale	$42,900 (Aug 2005)
Tax Bill	$603 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-03354`

Property Details

APN / Parcel Number

Primary APN	`12-03354`
Alternative APN	`02133013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	955 sqft Living Area
Gross Area	1,219 sqft
1st Floor Area	528 sqft
2nd Floor Area	427 sqft
Upper Floors Area	534 sqft
Basement Area	264 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	3,800 sqft (0.087 acres)
Lot Dimensions	125 ft deep x 30 ft wide
View / Lot	Secondary
Garage Type	Detached
Garage Area	280 sqft
Porch	Enclosed Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 E CENTRAL AVE
City	TOLEDO
State	OH
Zip	43608-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	PARKLAND ADDITION LOT 176 W 8 FT & E 22 FT LOT 177
Legal Subdivision	PARKLAND ADDITION
Legal Tract	9
Legal Lot Number	176
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1011
Census Tract	900

Owner

Source: Lucas County records · APN 12-03354

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 E CENTRAL AVE, TOLEDO, OH 43608-1856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2005 · Amount on Record
Deed Sale	Aug 31, 2005 · Amount on Record
Prior Sale	Oct 25, 2001 · Amount on Record
Deed Document Number	200564654
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	31 E CENTRAL AVE, TOLEDO, OH 43608-1856
Transaction Type	Mortgage
Record Updated	Apr 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 E CENTRAL AVE, TOLEDO, OH 43608-1856

Mortgage

Document Number	0000008488
Date	Mar 02, 2026
Instrument	202603020008488

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 28, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lucas County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$10,605 (-) Land $1,925 Building $8,680	$30,300 (-) Land $5,500 Building $24,800
2024	$603.00 (+109.38%) Homeowner's exemption	$10,605 (+42.92%) Land $1,925 Building $8,680	$30,300 (+42.92%) Land $5,500 Building $24,800
2023	$288.00 (+75.61%) Homeowner's exemption	$7,420 (-) Land $1,295 Building $6,125
2022	$164.00 Homeowner's exemption	$7,420 Land $1,295 Building $6,125
2021			$21,200 Land $3,700 Building $17,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jul 2000 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Electric.

Based on FCC filings for 785 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TOLEDO serves 360,000 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.