Franklin County property record for 31 E Broadway Ave, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,787 sqft · built 1910 |
| Lot Size | 0.222 acres (9,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,300 (Jul 2019) |
| Tax Bill | $7,833 (2024) |
| Deeds & Mortgages | Dec 2023 Construction Loan Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-000840 |
| Primary APN | 080-000840 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,787 sqft Living Area |
| 1st Floor Area | 703 sqft |
| 2nd Floor Area | 700 sqft |
| Attic Area | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,701 sqft (0.222 acres) |
| Lot Dimensions | 183 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 31 E BROADWAY AVE |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 E BROADWAY AVE NAOMI PARK PLACE ADD PT LOT 10 |
| Legal Subdivision | NAOMI PARK PLACE ADD BY MOSSMAN |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 7020 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 31 E BROADWAY AVE, WESTERVILLE, OH 43081-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 12, 2019 | Survivorship Deed, Transfer · ARM FIRST COMMONWEALTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on File |
| Deed Sale | Jul 12, 2019 · Amount on File |
| Prior Sale | Mar 4, 2005 · Amount on File |
| Deed Document Number | 14628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 31 E BROADWAY AVE, WESTERVILLE, OH 43081-1503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 E BROADWAY AVE, WESTERVILLE, OH 43081-1503 |
| Document Number | 0000125734 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 202312040125734 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 31 E BROADWAY AVE, WESTERVILLE, OH 43081-1503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ASSOCIATES TITLE, ASSOCIATES TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000061182 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 202104060061182 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 12, 2019 |
| Property Address | 31 E BROADWAY AVE, WESTERVILLE, OH 43081-1503 |
| Document Number | 0000085129 |
| Map Reference | MB 5 PG 285 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 201907120085129 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $616.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000085130 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 201907120085130 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,833.00 (+2.17%) Homeowner's exemption | $137,840 (-) Land $35,110 Building $102,730 | |
| 2023 | $7,667.00 (-6.74%) Homeowner's exemption | $137,840 (+22.14%) Land $35,110 Building $102,730 | $393,800 (+22.15%) Land $100,300 Building $293,500 |
| 2022 | $8,221.00 Homeowner's exemption | $112,850 Land $20,130 Building $92,720 | |
| 2020 | $322,400 Land $57,500 Building $264,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1982) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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