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31 E Bay Path Ter, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 31 E Bay Path Ter, Springfield, MA 01109 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage987 sqft Living Area
Lot Size11,600 sqft (0.266 acres)
OccupancyOwner Occupied
Last Sale$299,900 (2025)
Tax Bill$3,917.00 (2025)

Owner

Source: Hampden County and Springfield City records · APN SPRI S:04295 P:0030

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 E BAY PATH TER, SPRINGFIELD, MA 01109-2211
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORPORATION
May 08, 2025Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
OCMBC INC
Aug 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITY OF MISCEL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2025 · Amount on Record
Deed SaleMay 08, 2025 · Amount on Record
Prior SaleDec 12, 2024 · Amount on Record
Deed Book / Page25856 / 59
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateJul 06, 2026
Property Address31 E BAY PATH TER, SPRINGFIELD, MA 01109-2211
Document Number0000031186
Book / Page26404 / 578
Instrument DateJun 29, 2026
Instrument202631186
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031186,
DateJul 06, 2026
Book Page26404/578
Instrument202631186
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.53%
Max Rate-1%

May 2025: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSPRINGFIELD MA
Recording DateMay 08, 2025
Property Address31 E BAY PATH TER, SPRINGFIELD, MA 01109-2211
Document Number0025856-59
Book / Page25856 / 59
Instrument DateMay 08, 2025
Instrument20267
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address31 E BAY PATH TER, SPRINGFIELD, MA 01109-2211

Mortgage

Document Number0000020268
DateMay 08, 2025
Instrument20268
Lender
NameOCMBC INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address31 E BAY PATH TER, SPRINGFIELD, MA 01109-2211
Document Number22815-185
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 E BAY PATH TER SPRINGFIELD MA 011092211, SPRINGFIELD, MA 01109-2211

Mortgage

Document Number22815-185
DateAug 21, 2019
Book Page022815/000185
Instrument47389
Lender
NameCITY OF MISCEL
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,917.00 (+22.06%)$249,800 (+32.73%) Land $42,200 Building $207,600$283,385 (+53.13%)
2024$185,060
2023$3,209.00$188,200 Land $32,000 Building $156,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNSPRI S:04295 P:0030
Alternative APN
  • 42950030

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area987 sqft Living Area
1st Floor987 sqft 1st Floor
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area11,600 sqft (0.266 acres)
Garage TypeAttached Garage
Pool TypeIn-Ground Pool Pool Type

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number42950030
Street Address31 E BAY PATH TER
CitySPRINGFIELD
StateMA
Zip01109-2211
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup1
Census Block1003
Census Tract801402

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