31 E 2nd St, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 31 E 2nd St, Oneida, NY 13421 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1890
Square Footage	1,672 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Garage	Attached, 625 sqft
Occupancy	Owner Occupied
Tax Bill	$3,681.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`306001 321.016-1-9`
Alternative APNs	`600132101600010090000000` `020830`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,672 sqft Living Area
1st Floor	1,144 sqft 1st Floor
Upper Floors	528 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	198 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	625 sqft Garage
Porch Area	186 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	020830
Street Address	31 E 2ND ST
City	ONEIDA
State	NY
Zip	13421-2504
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & GAR
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ONEIDA NY
Minor Civil Division	VERNON
Census Blockgroup	1
Census Block	1031
Census Tract	24900

Owner

Source: Oneida County and Vernon Town records · APN 306001 321.016-1-9

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 E 2ND ST, ONEIDA, NY 13421-2504
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	31 E 2ND ST, ONEIDA, NY 13421-2504
Transaction Type	Mortgage
Record Updated	Jan 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016001
Date	Dec 17, 2025
Instrument	2025-016001

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Oneida County and Vernon Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Oneida Castle Village
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,681.00 (+311.74%)	$66,500 (-) Land $3,300 Building $63,200	$152,874 (+9.2%) Land $7,586 Building $145,288
2023		$66,500 (-) Land $3,300 Building $63,200	$140,000 (+9.47%) Land $6,947 Building $133,053
2022	$894.00 Homeowner's exemption	$66,500 Land $3,300 Building $63,200	$127,885 Land $6,346 Building $121,539

Flood & Wildfire

31 E 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oneida County (36065C), updated September 26, 2013

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 11th in New York
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.