31 E 1st St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 31 E 1st St, Pontotoc, MS 38863 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,498 sqft · built 1900
Lot Size	0.369 acres (16,117 sqft)
Owner	2 Individual Names on File
Tax Bill	$633 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174B-04-27-001`

Property Details

APN / Parcel Number

Primary APN	`174B-04-27-001`
Alternative APN	`11172`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,498 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	16,117 sqft (0.369 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	11172
Street Address	31 E 1ST ST
City	PONTOTOC
State	MS
Zip	38863-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTLT106 OPP NW1/4 DB 147-357 WB 10-291 4/96 DB 771-264 20002982 6/16/2000 DB 771-266 20002983 6/16/2000 20200915 3/11/20
Legal Lot Number	106
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	4
Census Block	4016
Census Tract	950300

Owner

Source: Pontotoc County records · APN 174B-04-27-001

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	429 HIGHWAY 9 W, WATER VALLEY, MS 38965-3894
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Mar 11, 2020
Property Address	31 E 1ST ST, PONTOTOC, MS 38863-2948
Document Number	2020000915
Instrument Date	Mar 09, 2020
Instrument	2020000915
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 PEARTREE RD, PONTOTOC, MS 38863-1617

Mortgage

Document Number	2020000917
Date	Mar 11, 2020
Instrument	2020000917

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2025

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Pontotoc City
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (+4.11%)	$4,768 (-)	$31,782 (-) Land $10,950 Building $20,832
2023	$608.00	$4,768	$31,782 Land $10,950 Building $20,832

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Pontotoc Historic District listed 1993 · 54 contributing resources · NRIS 93001164

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
Tombigbee Electric Power Association	Fiber	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Telapex	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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