31 E 15th St, Paterson, NJ 07524 Property Records

Passaic County and Paterson City property record for 31 E 15th St, Paterson, NJ 07524

Property Summary

Property Type	Single Family Home
Details	2,568 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$242,000 (Nov 2013)
Tax Bill	$11,390 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-02105-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`08-02105-0000-00005`
Alternative APN	`08C0301000000014`

Interior

Stories	3 Stories
Building Area	2,568 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08C0301000000014
Street Address	31 E 15TH ST
City	PATERSON
State	NJ
Zip	07524-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ISTH ST
Legal Block	2105
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	2
Census Block	2010
Census Tract	181000

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	54 E 3RD ST, CLIFTON, NJ 07011-1613
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 7, 2026	Deed of Trust, Mortgage · Construction Mortgage FEDERAL SAVINGS BANK
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2013 · Amount on Record
Deed Sale	Nov 6, 2013 · Amount on Record
Deed Document Number	201362255
Deed Book / Page	2392 / 128
Last Transfer Date	May 13, 2026
Transfer Doc	0000019857
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 10, 2026
Property Address	31 E 15TH ST, PATERSON, NJ 07524-1574
Document Number	0000019857
Book / Page	5109 / 77
Instrument Date	May 13, 2026
Instrument	202619857
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST SOURCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	54 E 3RD ST, CLIFTON, NJ 07011-1613

Mortgage

Document Number	0000019858,
Date	Jun 10, 2026
Instrument	202619858

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	May 7, 2026
Property Address	31 E 15TH ST, PATERSON, NJ 07524-1574
Document Number	0000015681
Book / Page	19930 / 1
Instrument Date	Apr 9, 2026
Instrument	202615681
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WEISS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015681,
Date	May 7, 2026
Book Page	19930/1
Instrument	202615681

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.11%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Feb 23, 2022
Property Address	31 E 15TH ST, PATERSON, NJ 07524-1574
Document Number	0000010998
Book / Page	D4249 / 163
Instrument Date	Nov 29, 2021
Instrument	2022010998
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 E 15TH ST, PATERSON, NJ 07524-1574

Mortgage

Document Number	0000010999
Date	Feb 23, 2022
Book Page	M17822/284
Instrument	2022010999

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,100 (+160.94%) Land $173,300 Building $383,800	$557,100 (+160.94%) Land $173,300 Building $383,800
2025	$11,390.00 (+4.71%)	$213,500 (-) Land $42,400 Building $171,100	$213,500 (-) Land $42,400 Building $171,100
2024	$10,878.00 (+9.77%)
2023		$213,500 Land $42,400 Building $171,100	$213,500 Land $42,400 Building $171,100
2022	$9,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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