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31 E 124th St, Chicago, IL 60628 Property Records

Cook County property record for 31 E 124th St, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1922
Lot Size0.072 acres (3,150 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Feb 2021)
Tax Bill$1,379 (2023)
Deeds & MortgagesApr 2023 Transfer
Feb 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-28-416-007

Property Details

APN / Parcel Number

Primary APN25-28-416-007
Alternative APN
  • 25-28-416-007-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1924
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,150 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address31 E 124TH ST
CityCHICAGO
StateIL
Zip60628-7341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(CERNYS) SUB OF LOT1 IN BLK2 OF KENSINGTON HEIGHTS SU B OF BLKS21&22 OF FIRST ADD TO KENSINGTON SUB OF S 20ACS OF NH OF SW SE
Legal Range14E
Legal Township37N
Legal Section28
Legal SubdivisionCERNYS SUB
Legal Block2,21,
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2020
Census Tract530600

Owner

Source: Cook County records · APN 25-28-416-007

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 E 124TH ST, CHICAGO, IL 60628-7341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Transfer on Death Deed, Transfer
Feb 22, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jun 11, 2020Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Feb 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 12, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleJun 11, 2020 · Amount on Record
Deed Document Number202155138
Last Transfer DateApr 06, 2023
Transfer Doc0000057045
Record UpdatedSep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateApr 06, 2023
Property Address31 E 124TH ST, CHICAGO, IL 60628-7341
Document Number0009657045
Instrument DateApr 06, 2023
Instrument2309657045
Transaction TypeTransfer
Record UpdatedApr 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address31 E 124TH ST, CHICAGO, IL 60628-7341

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 E 124TH ST, CHICAGO, IL 60628-7341

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 22, 2021
Property Address31 E 124TH ST, CHICAGO, IL 60628-7341
Document Number0005355138
Instrument DateDec 09, 2020
Instrument2105355138
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 E 124TH ST, CHICAGO, IL 60628-7341

Mortgage

Document Number0005355139
DateFeb 22, 2021
Instrument2105355139
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051
Interest
Rate3.87%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 11, 2020
Property Address31 E 124TH ST, CHICAGO, IL 60628-7341
Document Number2016341054
Instrument DateApr 24, 2020
Instrument16341054
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8428 S MAY ST CHICAGO IL 606203317, CHICAGO, IL 60620-3317

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateFeb 21, 2020
Property Address31 E 124TH ST, CHICAGO, IL 60628-7341
Document Number2005213087
Instrument DateJan 14, 2020
Instrument5213087
Transaction TypeTransfer
Record UpdatedMar 03, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$48.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17815 SILVER SAGEBRUSH CT CYPRESS TX 774334085, CYPRESS, TX 77433-4085

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateDec 12, 2019
Property Address31 E 124TH ST, CHICAGO, IL 60628-7341
Document Number1934655101
Instrument DateNov 04, 2019
Instrument34655101
Transaction TypeForeclosure
Record UpdatedDec 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$16,300 (+15%) Land $1,890 Building $14,410$163,000 (+15%) Land $18,900 Building $144,100
2023$1,379.00 (+2.53%)
2022$1,345.00 Homeowner's exemption$6,520 Land $3,622 Building $2,898$65,200 Land $36,220 Building $28,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 895 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICAGO
serves 2,721,308 people
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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