Cook County property record for 31 E 122nd St, Chicago, IL 60628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,211 sqft · built 1956 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (May 2024) |
| Tax Bill | $2,326 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-126-040 |
| Primary APN | 25-27-126-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,211 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,375 sqft (0.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 31 E 122ND ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (YOUNG) & (CLARKSONS) SUB OF BLK17 IN FIRST ADD TO KE NSINGTON A SUB IN SEC 27-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 27 |
| Legal Subdivision | YOUNG & CLARKSONS |
| Legal Block | 17 |
| Legal Lot Number | 12,13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 530600 |
Source: Cook County records · APN 25-27-126-040
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7816 S GREEN ST, CHICAGO, IL 60620-2583 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 01, 2024 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2024 · Amount on Record |
| Deed Sale | May 01, 2024 · Amount on Record |
| Deed Document Number | 202430028 |
| Prior Transfer Date | Mar 13, 2017 |
| Prior Transfer Doc | 0000029119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 20, 2026 |
| Property Address | 31 E 122ND ST, CHICAGO, IL 60628-6812 |
| Document Number | 0000024354 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202624354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 31 E 122ND ST, CHICAGO, IL 60628-6812 |
| Document Number | 0000024354, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202624354 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Aug 01, 2054 |
| Rate | 6.13% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 01, 2024 |
| Property Address | 31 E 122ND ST, CHICAGO, IL 60628-6812 |
| Document Number | 0012230028 |
| Map Reference | DOC 897700 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 2412230028 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 E 122ND ST, CHICAGO, IL 60628-6812 |
| Document Number | 0012230029 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 2412230029 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,400 (-23.63%) Land $2,625 Building $5,775 | $84,000 (-23.63%) Land $26,250 Building $57,750 | |
| 2023 | $2,326.00 (+48.82%) | ||
| 2022 | $1,563.00 Homeowner's exemption | $10,999 Land $5,031 Building $5,968 | $109,990 Land $50,310 Building $59,680 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 895 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICAGO serves 2,721,308 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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