31 Dwight Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 31 Dwight Rd, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,344 sqft · built 1963
Lot Size	0.513 acres (22,344 sqft)
Owner	2 Individual Names on File
Last Sale	$701,000 (Jun 2024)
Tax Bill	$10,980 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00990-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`32-00990-0000-00040`
Alternative APNs	`320099000040` `1561`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	1,144 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	22,344 sqft (0.513 acres)
Lot Dimensions	152 ft deep x 147 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	265 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1561
Street Address	31 DWIGHT RD
City	MIDDLETOWN
State	NJ
Zip	07748-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	990
Legal Lot Number	40
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	801200

Owner

31 Dwight Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 DWIGHT RD, MIDDLETOWN, NJ 07748-3117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Aug 15, 1985 · Amount on File
Deed Document Number	202443362
Deed Book / Page	9693 / 8489
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 6, 2026
Property Address	31 DWIGHT RD, MIDDLETOWN, NJ 07748-3117
Document Number	0000064958
Book / Page	9806 / 7914
Instrument Date	Jul 28, 2026
Instrument	202664958
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DWIGHT RD, MIDDLETOWN, NJ 07748-3117

Mortgage

Document Number	0000064958,
Date	Aug 6, 2026
Book Page	9806/7914
Instrument	202664958

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Dwight Rd was $10,980, up 14.2% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,300 (+9.26%) Land $436,800 Building $306,500	$743,300 (+9.26%) Land $436,800 Building $306,500
2025	$10,980.00 (+14.2%)	$680,300 Land $407,800 Building $272,500	$680,300 Land $407,800 Building $272,500
2024	$9,615.00
2023		$538,600 Land $277,300 Building $261,300	$538,600 Land $277,300 Building $261,300
2022	$9,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Dwight Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Dwight Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880