31 Dunstable St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 31 Dunstable St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1955
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2011)
Tax Bill	$4,238 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137 0000 0061 A`

Property Details

APN / Parcel Number

Primary APN	`137 0000 0061 A`
Alternative APN	`LAWR M:0137 B:0000 L:0061`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	2,680 sqft
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	137 0000 0061 A
Street Address	31 DUNSTABLE ST
City	LAWRENCE
State	MA
Zip	01843-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MOUNT VERNON PARK
Legal Lot Number	61
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1009
Census Tract	251800

Owner

31 Dunstable St is owned and occupied by an individual who bought it in June 2011.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 DUNSTABLE ST, LAWRENCE, MA 01843-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Oct 4, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Dec 20, 2019	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2011 · Amount on File
Deed Sale	Jun 10, 2011 · Amount on File
Deed Document Number	20111
Deed Book / Page	12512 / 128
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	31 DUNSTABLE ST, LAWRENCE, MA 01843-2538
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17093-1
Date	Aug 23, 2021
Book Page	17093/1
Instrument	28062

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	31 DUNSTABLE ST, LAWRENCE, MA 01843-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15249-22
Date	Oct 4, 2017
Book Page	15249/22
Instrument	26002

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	31 DUNSTABLE ST, LAWRENCE, MA 01843-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16053-179
Date	Oct 25, 2019
Book Page	16053/179
Instrument	26625

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	31 DUNSTABLE ST, LAWRENCE, MA 01843-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16128-145
Date	Dec 20, 2019
Book Page	16128/145
Instrument	32505

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 31 Dunstable St was $4,238, up 2.9% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,238.00 (+2.94%)	$490,500 (+4.85%) Land $199,100 Building $291,400	$531,171 (+5%)
2025	$4,117.00 (+7.21%)	$467,800 (+12.7%) Land $176,400 Building $291,400	$505,875
2024	$3,840.00 (-2.74%)	$415,100 (+6.82%) Land $149,000 Building $266,100
2023	$3,948.00	$388,600 Land $132,800 Building $255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Dunstable St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 Dunstable St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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