Rensselaer County and Troy City property record for 31 Dunham St, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,048 sqft · built 1963 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (May 2026) |
| Tax Bill | $6,370 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| APN | 381700 112.46-1-3 |
| Primary APN | 381700 112.46-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Upper Floors Area | 612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0905350 |
|---|---|
| Street Address | 31 DUNHAM ST |
| City | TROY |
| State | NY |
| Zip | 12180-5434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 1 STY FRM HSE & GAR /119 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41102 |
31 Dunham St is owned by an individual who bought it in May 2026.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 STONELEDGE DR, 9, TROY, NY 12182-3524 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed, Transfer · Stand-Alone First Mortgage PRIMELENDING |
| Apr 9, 2021 | Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA |
| Sep 21, 2018 | Deed in Lieu of Foreclosure, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Apr 9, 2021 · Amount on File |
| Deed Document Number | 2026671553 |
| Deed Book / Page | 11278 / 261 |
| Prior Transfer Date | Sep 17, 2018 |
| Prior Transfer Doc | 0086330018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | May 27, 2026 |
| Property Address | 31 DUNHAM ST, TROY, NY 12180-5434 |
| Document Number | 0112780261 |
| Book / Page | 11278 / 261 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026671553 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | May 27, 2026 |
|---|
| Name | PRIMELENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Apr 9, 2021 |
| Property Address | 31 DUNHAM ST, TROY, NY 12180-5434 |
| Document Number | 0095370110 |
| Book / Page | 9537 / 110 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021-586666 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 2ND ST, TROY, NY 12180-3920 |
| Document Number | 2021586667 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-586667 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 21, 2018 |
| Property Address | 31 DUNHAM ST, TROY, NY 12180-5434 |
| Document Number | 0086330018 |
| Book / Page | 008633 / 000018 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 GRANT AVE TROY NY 121806009, TROY, NY 12180-6009 |
The 2026 property tax bill for 31 Dunham St was $6,370, down 22.1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,370.00 (-22.07%) | ||
| 2025 | $8,174.00 | $175,000 Land $14,000 Building $161,000 | $299,700 Land $23,976 Building $275,724 |
| 2023 | $175,000 (-) Land $14,000 Building $161,000 | $250,000 (+8.57%) Land $20,000 Building $230,000 | |
| 2022 | $7,928.00 | $175,000 Land $14,000 Building $161,000 | $230,263 Land $18,421 Building $211,842 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 31 Dunham St.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 31 Dunham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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