31 Dover St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 31 Dover St, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	2,041 sqft · built 1700
Lot Size	0.062 acres (2,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Mar 2026)
Tax Bill	$7,608 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06404-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`08-06404-0000-00002`
Alternative APN	`08K1182000000014`

Interior

Stories	2 Stories
Building Area	2,041 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	100 ft deep x 27 ft wide

Location & Zoning

Old Parcel Number	08K1182000000014
Street Address	31 DOVER ST
City	PATERSON
State	NJ
Zip	07501-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6404
Legal Lot Number	2
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1008
Census Tract	182301

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 DOVER ST, PATERSON, NJ 07501-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 22, 2020	Grant Deed, Transfer · FHA Mortgage MLB RESID'L LNDG
Jan 2, 2019	Grant Deed, Construction Loan · Construction Mortgage VALCARA ASSET MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	20268232
Deed Book / Page	5060 / 283
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 18, 2026
Property Address	31 DOVER ST, PATERSON, NJ 07501-3101
Document Number	0000008232
Book / Page	D5060 / 283
Instrument Date	Mar 3, 2026
Instrument	2026008232
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	685 GARDEN ST, UNION, NJ 07083-6621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DOVER ST, PATERSON, NJ 07501-3101

Mortgage

Document Number	0000008233
Date	Mar 18, 2026
Instrument	2026008233

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 22, 2020
Property Address	31 DOVER ST, PATERSON, NJ 07501-3101
Document Number	0000003805
Book / Page	003736 / 000274
Instrument Date	Jan 9, 2020
Instrument	3805
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DOVER ST PATERSON NJ 075013101, PATERSON, NJ 07501-3101

Mortgage

Document Number	3806
Date	Jan 22, 2020
Book Page	015956/000133
Instrument	3806

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

January 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 2, 2019
Property Address	31 DOVER ST, PATERSON, NJ 07501-3101
Document Number	0000000275
Book / Page	003481 / 000276
Instrument Date	Nov 17, 2018
Instrument	275
Transaction Type	Construction Loan
Record Updated	Jan 24, 2019
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	914 MADISON AVE PATERSON NJ 075013620, PATERSON, NJ 07501-3620

Mortgage

Document Number	276
Date	Jan 2, 2019
Book Page	015346/000077
Instrument	276

Lender

Name	VALCARA ASSET MANAGEMENT LLC
Address	127 S WASHINGTON AVE, BERGENFIELD, NJ 07621-2938

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

Interest

Rate	3%

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,100 (+160.24%) Land $118,400 Building $252,700	$371,100 (+160.24%) Land $118,400 Building $252,700
2025	$7,608.00 (+4.72%)	$142,600 (-) Land $22,500 Building $120,100	$142,600 (-) Land $22,500 Building $120,100
2024	$7,265.00 (+9.76%)
2023		$142,600 Land $22,500 Building $120,100	$142,600 Land $22,500 Building $120,100
2022	$6,619.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

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