31 Defiance Rd, Malaga, NJ 08328 Property Records

Gloucester County and Franklin Township property record for 31 Defiance Rd, Malaga, NJ 08328

Property Summary

Property Type	Single Family Home
Details	2,526 sqft · built 1940
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Jul 2002)
Tax Bill	$8,023 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-04731-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`05-04731-0000-00015`
Alternative APNs	`0500156000000001A` `050473100015`

Interior

Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	2,526 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	59,242 sqft

Location & Zoning

Old Parcel Number	0500156000000001A
Street Address	31 DEFIANCE RD
City	MALAGA
State	NJ
Zip	08328-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MV
Legal Description	ALSO LOT 1D LAND CODE 1 8
Legal Block	4731
Legal Lot Number	15
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2029
Census Tract	501703

Owner

31 Defiance Rd is owned and occupied by an individual who acquired it in December 2007.

Source: Gloucester County and Franklin Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	31 DEFIANCE RD, MALAGA, NJ 08328-4325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2002 · Amount on File
Deed Sale	Jul 10, 2002 · Amount on File
Prior Sale	Feb 6, 2001 · Amount on File
Deed Document Number	200235416
Deed Book / Page	3445 / 155
Last Transfer Date	Dec 27, 2007
Transfer Doc	0000000679
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	31 DEFIANCE RD, MALAGA, NJ 08328-4325
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026010
Date	May 10, 2021
Book Page	16912/147
Instrument	26010

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 31 Defiance Rd was $8,023, up 2.5% from the year before.

Source: Gloucester County and Franklin Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
County Subdivision	Franklin Township
Elementary School District	Franklin Township School District (KG - 06)
Secondary School District	Delsea Regional High School School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,200 (-) Land $38,900 Building $165,300	$204,200 (-) Land $38,900 Building $165,300
2025	$8,023.00 (+2.45%)	$204,200 Land $38,900 Building $165,300	$204,200 Land $38,900 Building $165,300
2024	$7,831.00
2023		$204,200 Land $38,900 Building $165,300	$204,200 Land $38,900 Building $165,300
2022	$7,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Defiance Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Defiance Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 60% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20