31 Darnall Ln, Tryon, NC 28782 Property Records

Polk County property record for 31 Darnall Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,552 sqft · built 1958
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2010)
Tax Bill	$4,174 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P36-41`

Property Details

APN / Parcel Number

Primary APN	`P36-41`
Alternative APN	`57206`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Building Area	3,552 sqft Finished Area
Basement Area	1,246 sqft
Finished Basement	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	126,324 sqft (2.9 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57206
Street Address	31 DARNALL LN
City	TRYON
State	NC
Zip	28782-3689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	2.90 ACRES, 0G07H G-WOODS THOUSAND PINES
Legal Subdivision	G-WOODS THOUSAND PINES
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1015
Census Tract	920304

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 DARNALL LN, TRYON, NC 28782-3689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 19, 2019	Warranty Deed, Transfer · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2010 · Amount on Record
Deed Sale	May 28, 2010 · Amount on Record
Prior Sale	Jan 12, 2000
Deed Book / Page	380 / 1866
Last Transfer Date	Feb 4, 2016
Transfer Doc	417/2273
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	31 DARNALL LN, TRYON, NC 28782-3689
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DARNALL LN, TRYON, NC 28782-3689

Mortgage

Document Number	000497/656
Date	Feb 3, 2026
Book Page	497/656

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	31 DARNALL LN, TRYON, NC 28782-3689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	450/2360
Date	Aug 7, 2020
Book Page	450/2360

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 19, 2019
Property Address	31 DARNALL LN, TRYON, NC 28782-3689
Document Number	00441/2363
Book / Page	441 / 2363
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DARNALL LN, TRYON, NC 28782-3689

Mortgage

Document Number	00441/2366
Date	Jul 19, 2019
Book Page	441/2366

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,174.00 (+7.99%)	$736,546 (+31.76%) Land $169,050 Building $567,496	$736,546 (+31.76%) Land $169,050 Building $567,496
2023	$3,865.00	$559,011 Land $120,000 Building $439,011
2021			$559,011 Land $120,000 Building $439,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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