Bergen County and Ridgewood Village property record for 31 Daniel Ct, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,655 sqft · built 1984 |
| Lot Size | 0.035 acres (1,542 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Aug 1995) |
| Tax Bill | $17,120 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04104-0000-00003-503 |
| Primary APN | 51-04104-0000-00003-503 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,655 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Lot Area | 1,542 sqft (0.035 acres) |
| Old Parcel Number | 510410400000000301C0503 |
|---|---|
| Street Address | 31 DANIEL CT |
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | .0278% OF COMMON ARE |
| Legal Subdivision | HOPPER RDG |
| Legal Block | 4104 |
| Legal Lot Number | 3.503 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 DANIEL CT, RIDGEWOOD, NJ 07450-5139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1995 · Amount on Record |
| Deed Sale | Aug 31, 1995 · Amount on Record |
| Deed Book / Page | 7816 / 165 |
| Last Transfer Date | Apr 22, 1998 |
| Transfer Doc | 0000059947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 DANIEL CT, RIDGEWOOD, NJ 07450-5139 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057410493 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 5741/493 |
| Instrument | 2026015383 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 7, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 DANIEL CT, RIDGEWOOD, NJ 07450-5139 |
| Document Number | 0026491579 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 31 DANIEL CT RIDGEWOOD NJ 074505139, RIDGEWOOD, NJ 07450-5139 |
| Document Number | 0026491579 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 002649/001579 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,400 (-) Land $170,000 Building $422,400 | $592,400 (-) Land $170,000 Building $422,400 | |
| 2025 | $17,120.00 (+0.73%) | $592,400 (-) Land $170,000 Building $422,400 | $592,400 (-) Land $170,000 Building $422,400 |
| 2024 | $16,996.00 (+4.98%) | ||
| 2023 | $592,400 Land $170,000 Building $422,400 | $592,400 Land $170,000 Building $422,400 | |
| 2022 | $16,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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