Pontotoc County property record for 31 Cypress Cv, Ecru, MS 38841
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,324 sqft · built 1989 |
| Owner | Individual Name on File |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099B-30-000-136.02 |
| Primary APN | 099B-30-000-136.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,324 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 11054 |
|---|---|
| Street Address | 31 CYPRESS CV |
| City | ECRU |
| State | MS |
| Zip | 38841-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & PT OF LT 3 SE1/4 DB 509-263 567-366 6/93; 489-444 494-124; 627-500 10/95 20011863; 20012282 5/2/01 20214837 11/15/21 |
| Legal Lot Number | 2-3 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950102 |
31 Cypress Cv is owned and occupied by an individual who acquired it in November 2021.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 CYPRESS CV, ECRU, MS 38841-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Nov 15, 2021 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 |
| Deed Sale | Nov 15, 2021 |
| Deed Document Number | 2021004837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 31 CYPRESS CV, ECRU, MS 38841-9610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31 CYPRESS CV, ECRU, MS 38841-9610 |
| Document Number | 2022000357 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022000357 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 14, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 31 CYPRESS CV, ECRU, MS 38841-9610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2819 TUTOR RD, ECRU, MS 38841-9110 |
| Document Number | 2021004839 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021004839 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Nov 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 31 CYPRESS CV, ECRU, MS 38841-9610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 31 CYPRESS CV, ECRU, MS 38841-9610 |
| Document Number | 2020001868 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020001868 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 31 Cypress Cv was $1,311 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Ecru Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,311.00 Homeowner's exemption | $8,469 | $84,313 Land $9,250 Building $75,063 |
| 2023 | $1,311.00 Homeowner's exemption | $8,469 | $84,313 Land $9,250 Building $75,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Cypress Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Cypress Cv is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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