31 Cruft Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 31 Cruft Ln, Harvard, MA 01451 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,718 sqft · built 1916
Lot Size	23.9 acres (1,042,826 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Jun 2023)
Tax Bill	$14,837 (2019)
Deeds & Mortgages	Nov 2023 Refinance Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:013.0 P:0003-0001.0`

Property Details

APN / Parcel Number

Primary APN	`M:013.0 P:0003-0001.0`
Alternative APNs	`HARV M:13 B:3 L:1` `1250130000300010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,718 sqft Living Area
Gross Area	7,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,042,826 sqft (23.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250130000300010
Street Address	31 CRUFT LN
City	HARVARD
State	MA
Zip	01451-1433
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	3
Legal Lot Number	1
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	2
Census Block	2002
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records · APN M:013.0 P:0003-0001.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 CRUFT LN, HARVARD, MA 01451-1433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jun 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Feb 07, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	202351774
Deed Book / Page	69322 / 176
Prior Transfer Date	Feb 07, 2019
Prior Transfer Doc	60022-308
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	31 CRUFT LN, HARVARD, MA 01451-1433
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069848-84
Date	Nov 06, 2023
Book Page	69848/84
Instrument	92712

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jun 29, 2023
Property Address	31 CRUFT LN, HARVARD, MA 01451-1433
Document Number	069322-176
Book / Page	69322 / 176
Instrument Date	Jun 29, 2023
Instrument	51774
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 CRUFT LN, HARVARD, MA 01451-1433

Mortgage

Document Number	0000051775
Date	Jun 29, 2023
Instrument	51775

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Feb 07, 2019
Property Address	31 CRUFT LN, HARVARD, MA 01451-1433
Document Number	60022-308
Book / Page	060022 / 000308
Instrument Date	Feb 07, 2019
Instrument	11722
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CRUFT LN HARVARD MA 014511433, HARVARD, MA 01451-1433

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,200,000 (-0.52%) Land $295,500 Building $904,500	$2,082,400 (+3.66%)
2024		$1,206,300 (+16.34%) Land $296,000 Building $910,300	$2,008,965
2023		$1,036,900 Land $286,700 Building $750,200
2019	$14,837.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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