31 Croydon Dr, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 31 Croydon Dr, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,078 sqft · built 1965
Lot Size	0.516 acres (22,494 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2021)
Tax Bill	$4,536 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
APN	`05-00494-16-00012`

Property Details

APN / Parcel Number

Primary APN	`05-00494-16-00012`
Alternative APN	`0500494001600012`

Interior

Stories	2 Stories
Building Area	2,078 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Construction Type	Frame
Lot Area	22,494 sqft (0.516 acres)
Lot Dimensions	163 ft deep x 138 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	31 CROYDON DR
City	CAPE MAY
State	NJ
Zip	08204-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OB494-JL12
Legal Block	494
Legal Lot Number	12
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3021
Census Tract	21805

Owner

31 Croydon Dr is owned by two individuals who bought it in May 2021.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 SNOWDEN RD, BALA CYNWYD, PA 19004-2632
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Aug 7, 1980 · Amount on File
Deed Document Number	202122220
Deed Book / Page	3982 / 114
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 4, 2021
Property Address	31 CROYDON DR, CAPE MAY, NJ 08204-3351
Document Number	0039820114
Book / Page	003982 / 000114
Instrument Date	Apr 23, 2021
Instrument	22220
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 SNOWDEN RD BALA CYNWYD PA 190042632, BALA CYNWYD, PA 19004-2632

Mortgage

Document Number	63870633
Date	May 4, 2021
Book Page	006387/000633
Instrument	22221

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2051

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,700 (-) Land $103,500 Building $120,200	$223,700 (-) Land $103,500 Building $120,200
2025		$223,700 Land $103,500 Building $120,200	$223,700 Land $103,500 Building $120,200
2024	$4,536.00
2023		$223,700 Land $103,500 Building $120,200	$223,700 Land $103,500 Building $120,200
2022	$4,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 31 Croydon Dr; there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	12 (1979–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Croydon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20