Cumberland County and Westbrook City property record for 31 Cross St, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1895 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,374 (2023) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:028 L:213 |
| Primary APN | WSBR M:028 L:213 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Street Address | 31 CROSS ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 16 |
| Legal Lot Number | 213 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2902 |
31 Cross St, a single family home, is owned by two individuals.
Source: Cumberland County and Westbrook City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 SAWYER ST, SOUTH PORTLAND, ME 04106-1541 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 31 CROSS ST, WESTBROOK, ME 04092-2813 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0416240141 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | 41624/141 |
| Instrument | 29384 |
| Name | BATH SAVINGS INSTITUTION |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $3,374.00 (+10.55%) | $202,300 (+19.99%) Land $72,400 Building $129,900 |
| 2022 | $3,052.00 | $168,600 Land $60,300 Building $108,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 31 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 31 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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