31 Cross St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 31 Cross St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1960
Lot Size	0.74 acres (32,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Apr 2026)
Tax Bill	$4,753 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`METH M:00512 B:00124 L:00018B`

Property Details

APN / Parcel Number

Primary APN	`METH M:00512 B:00124 L:00018B`
Alternative APN	`4385`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	2,644 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,230 sqft (0.74 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4385
Street Address	31 CROSS ST
City	METHUEN
State	MA
Zip	01844-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BH
Legal Block	124
Legal Lot Number	18B
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	6
Census Block	6013
Census Tract	252300

Owner

Source: Essex County and Methuen City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 CROSS ST, METHUEN, MA 01844-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Other, Transfer
Apr 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Aug 13, 2009
Deed Document Number	20266493
Deed Book / Page	18567 / 37
Prior Transfer Date	Apr 16, 2026
Prior Transfer Doc	0018567-37
Record Updated	Oct 29, 2026

April 2026: Other, Transfer

Document Type	Other
Jurisdiction	METHUEN MA
Recording Date	Apr 30, 2026
Property Address	31 CROSS ST, METHUEN, MA 01844-1612
Document Number	0018567-31
Book / Page	18567 / 31
Instrument Date	Apr 17, 2026
Instrument	20266492
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Apr 30, 2026
Property Address	31 CROSS ST, METHUEN, MA 01844-1612
Document Number	0018567-37
Book / Page	18567 / 37
Instrument Date	Apr 16, 2026
Instrument	20266493
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CROSS ST, METHUEN, MA 01844-1612
Investor	Possibly a Property Investor

Mortgage

Date	Apr 30, 2026

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,753.00 (+6.16%)	$457,000 (+7.99%) Land $256,400 Building $200,600	$545,531 (+7.96%)
2025	$4,477.00 (+7.72%)	$423,200 (+10.58%) Land $243,500 Building $179,700	$505,305
2024	$4,156.00 (-1.17%)	$382,700 (+6.48%) Land $202,900 Building $179,800
2023	$4,205.00	$359,400 Land $202,900 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Nearby Flood Policies	187 units insured incl. 164 condo units
Nearby Flood Claims	3 (1981–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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