Caldwell County property record for 31 Crestview St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,732 sqft · built 1925 |
| Lot Size | 0.389 acres (16,954 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 2 2 7 |
| Primary APN | 08 2 2 7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,732 sqft Heated Area |
| Gross Area | 4,371 sqft |
| 1st Floor Area | 1,613 sqft |
| Upper Floors Area | 823 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,954 sqft (0.389 acres) |
| Lot Dimensions | 173 ft deep x 98 ft wide |
| Porch | Patio |
| Porch Area | 983 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 21710 |
|---|---|
| Street Address | 31 CRESTVIEW ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0700/1192 0077 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31402 |
Source: Caldwell County records · APN 08 2 2 7
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 CRESTVIEW ST, GRANITE FALLS, NC 28630-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| May 11, 2018 | Deed of Trust, Mortgage COMMISSIONER OF HSNG & URBAN D |
| May 11, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 31 CRESTVIEW ST, GRANITE FALLS, NC 28630-1925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 31 CRESTVIEW ST, GRANITE FALLS, NC 28630-1925 |
| Document Number | 0020261741 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 2026/1741 |
| Instrument | 10059681 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 905 Months |
| Due | Dec 21, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.88% |
| Type Change Date | Aug 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 0.95% |
| Max Rate At Change | 6.88% |
| Index | 1-Year LIBOR |
| Max Rate | 6.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 31 CRESTVIEW ST, GRANITE FALLS, NC 28630-1925 |
| Document Number | 0010022346 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31 CRESTVIEW ST GRANITE FALLS NC 286301925, GRANITE FALLS, NC 28630-1925 |
| Document Number | 0010022346 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 001941/001240 |
| Instrument | 10022346 |
| Name | COMMISSIONER OF HSNG & URBAN D |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Amount | Amount Recorded |
|---|---|
| Term | 936 Months |
| Due | May 16, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.15% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 31 CRESTVIEW ST, GRANITE FALLS, NC 28630-1925 |
| Document Number | 0010022345 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2018 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 31 CRESTVIEW ST GRANITE FALLS NC 286301925, GRANITE FALLS, NC 28630-1925 |
| Document Number | 0010022345 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 001941/001226 |
| Instrument | 10022345 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | May 16, 2096 |
| Rate | 4.15% |
|---|
Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,400 (-) Land $15,900 Building $286,500 | ||
| 2025 | $1,522.00 (+50.4%) | $302,400 (+87.71%) Land $15,900 Building $286,500 | $302,400 (+87.71%) Land $15,900 Building $286,500 |
| 2023 | $161,100 (-) Land $15,900 Building $145,200 | $161,100 (-) Land $15,900 Building $145,200 | |
| 2022 | $1,012.00 | $161,100 Land $15,900 Building $145,200 | $161,100 Land $15,900 Building $145,200 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), as of January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270314021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0114030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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