Stephens County property record for 31 Craig St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,148 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | May 2026 Transfer Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T26 007 |
| Primary APN | T26 007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 120 sqft |
| Patio Area | 48 sqft |
| Utility Building | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 572550 |
|---|---|
| Street Address | 31 CRAIG ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | CRAIG ST LOT |
| Legal Subdivision | 0202 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970101 |
Source: Stephens County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 7, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 3, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 2, 2025 | Limited Warranty Deed, Transfer CHASE CAPITAL HOLDINGS |
| Dec 7, 2021 | Warranty Deed, Transfer |
| Aug 26, 2020 | Warranty Deed, Construction Loan · Construction Mortgage GNT ENTS LLP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 |
| Deed Sale | May 7, 2026 |
| Prior Sale | Mar 3, 2026 · Amount on Record |
| Deed Document Number | 20261334 |
| Deed Book / Page | 1449 / 293 |
| Prior Transfer Date | Mar 23, 2026 |
| Prior Transfer Doc | 0000001334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 7, 2026 |
| Property Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Number | 0000001334 |
| Book / Page | 1449 / 293 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20261334 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 3, 2026 |
| Property Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Number | 0014410155 |
| Book / Page | 1441 / 155 |
| Instrument Date | Feb 27, 2026 |
| Instrument | D2026000581 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Number | D2026000585 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | D2026000585 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 1, 2041 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 2, 2025 |
| Property Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Number | 0014200432 |
| Book / Page | 1420 / 432 |
| Instrument Date | Aug 29, 2025 |
| Instrument | D2025002721 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.39 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13127 COMMONWEALTH PT, MILTON, GA 30004-4271 |
| Document Number | D2025002724 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | D2025002724 |
| Name | CHASE CAPITAL HOLDINGS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 4 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 7, 2021 |
| Property Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Number | 0012770311 |
| Book / Page | 1277 / 311 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2021-001703 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 26, 2020 |
| Property Address | 31 CRAIG ST, TOCCOA, GA 30577-6509 |
| Document Number | 0012200521 |
| Book / Page | 001220 / 000521 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CRAIG ST TOCCOA GA 305776509, TOCCOA, GA 30577-6509 |
| Document Number | 12200522 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 001220/000522 |
| Name | GNT ENTS LLP |
|---|---|
| Address | 1255 PROSPECT RD, LAWRENCEVILLE, GA 30043-3948 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2021 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 (+49.94%) | $67,237 (+53.17%) Land $1,632 Building $65,605 | $168,092 (+53.17%) Land $4,080 Building $164,012 |
| 2024 | $1,564.00 (+8.39%) | $43,897 (+7.59%) Land $1,632 Building $42,265 | $109,743 (+7.59%) Land $4,080 Building $105,663 |
| 2023 | $1,443.00 (+6.34%) | $40,800 (+6.34%) Land $1,632 Building $39,168 | $101,999 (+6.34%) Land $4,080 Building $97,919 |
| 2022 | $1,357.00 | $38,368 Land $1,632 Building $36,736 | $95,921 Land $4,080 Building $91,841 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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