31 Craig St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 31 Craig St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,464 sqft · built 1956
Lot Size	0.397 acres (17,289 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2025)
Tax Bill	$3,976 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03360 P:0026`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03360 P:0026`
Alternative APN	`33600026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,289 sqft (0.397 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	33600026
Street Address	31 CRAIG ST
City	SPRINGFIELD
State	MA
Zip	01108-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5013
Census Tract	802601

Owner

31 Craig St is owned by an individual who bought it in November 2025.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	111 ALLEN PARK RD, SPRINGFIELD, MA 01118-2628
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Jun 3, 1988 · Amount on File
Deed Book / Page	26121 / 534
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	023936-352
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 21, 2025
Property Address	31 CRAIG ST, SPRINGFIELD, MA 01108-3109
Document Number	026121-534
Book / Page	26121 / 534
Instrument Date	Nov 21, 2025
Instrument	56224
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ALLEN PARK RD, SPRINGFIELD, MA 01118-2628

Mortgage

Document Number	0000056225
Date	Nov 21, 2025
Instrument	56225

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	026121-558
Date	Nov 21, 2025
Book Page	26121/558
Instrument	56226

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 14, 2021
Property Address	31 CRAIG ST, SPRINGFIELD, MA 01108-3109
Document Number	023936-352
Book / Page	23936 / 352
Instrument Date	Jun 4, 2021
Instrument	40308
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PONDVIEW DR, E LONGMEADOW, MA 01028-1499

Tax Assessment & Valuation

The 2026 property tax bill for 31 Craig St was $3,976, up 15.8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,976.00 (+15.78%)	$257,200 (+17.44%) Land $51,200 Building $206,000	$273,315 (-1.57%)
2025	$3,434.00	$219,000 Land $51,200 Building $167,800	$277,685 (+4.8%)
2024			$264,955
2023	$3,390.00	$198,800 Land $43,300 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Craig St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Craig St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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