31 Cove Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 31 Cove Rd, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1965
Square Footage	1,004 sqft Living Area
Lot Size	10,871 sqft (0.25 acres)
Last Sale	$489,000 (2020)
Tax Bill	$4,462.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:143 B:72`
Alternative APNs	`M:143 B:72 L` `3084155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,004 sqft Living Area
Gross Area	2,384 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,871 sqft (0.25 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3084155
Street Address	31 COVE RD
City	WESTERLY
State	RI
Zip	02891-4442
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Block	72
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	2
Census Block	2036
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:143 B:72

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 NECK HILL RD, MENDON, MA 01756-1124
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2020 · Amount on Record
Deed Sale	Nov 06, 2020 · Amount on Record
Prior Sale	Apr 23, 1998 · Amount on Record
Deed Book / Page	2020 / 24343
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	31 COVE RD, WESTERLY, RI 02891-4442
Document Number	2020-4346
Instrument Date	Nov 06, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 COVE ROAD RD WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2020-4346
Date	Nov 06, 2020
Book Page	002020/024346
Instrument	5570

Lender

Name	HARBORONE MTG LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,462.00 (-2.13%)	$627,600 (+32.43%) Land $389,800 Building $237,800
2023	$4,559.00 (+0.64%)	$473,900 (-) Land $278,500 Building $195,400
2022	$4,530.00	$473,900 Land $278,500 Building $195,400

Flood & Wildfire

31 Cove Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.