31 Cove Rd, Rocky Mount, MO 65072 Property Records

Miller County property record for 31 Cove Rd, Rocky Mount, MO 65072

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1986
Lot Size	0.872 acres (38,003 sqft)
Owner	Trust Name on File
Tax Bill	$956 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`12825`

Property Details

APN / Parcel Number

Primary APN	`12825`
Alternative APN	`132010003001047000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,160 sqft
1st Floor Area	400 sqft
Attic	Attic
Attic Area	140 sqft
Basement Area	200 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	38,003 sqft (0.872 acres)
Lot Dimensions	3,130 ft deep x 570 ft wide

Location & Zoning

Account Number	12825
Street Address	31 COVE RD
City	ROCKY MOUNT
State	MO
Zip	65072-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 OZARK SHORES FIRST ADD
Legal Range	16W
Legal Township	40N
Legal Section	10
Legal Subdivision	OZARK SHORES
Legal Lot Number	96
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	2
Census Block	2009
Census Tract	962701

Owner

31 Cove Rd is held in a trust since June 2023.

Source: Miller County records, as of October 22, 2026

Owner of Record	Trust Name on File
Mailing Address	212 CEDAR VLY, VILLA RIDGE, MO 63089-1504
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF LAKE OF THE OZARKS
Jun 26, 2023	Warranty Deed, Transfer INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC OSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023
Deed Sale	Jun 26, 2023
Prior Sale	May 8, 2023
Deed Document Number	20232615
Deed Book / Page	2023 / 2615
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	31 COVE RD, ROCKY MOUNT, MO 65072-3203
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/0277
Date	Jan 22, 2020
Book Page	2020/0277
Instrument	202000277

Lender

Name	CENTRAL BANK OF LAKE OF THE OZARKS
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 21, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Jun 26, 2023
Property Address	31 COVE RD, ROCKY MOUNT, MO 65072-3203
Document Number	02023/2615
Book / Page	2023 / 2615
Instrument Date	Jun 23, 2023
Instrument	202302615
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC OSA

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14457 ROGUE RIVER DR, CHESTERFIELD, MO 63017-2446

Tax Assessment & Valuation

The 2025 property tax bill for 31 Cove Rd was $956.

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,200 (-) Land $3,500 Building $17,700	$111,590 (-) Land $18,430 Building $93,160
2025	$956.00	$21,200 Land $3,500 Building $17,700	$111,590 Land $18,430 Building $93,160
2023		$18,940 (+11.81%) Land $3,180 Building $15,760	$99,710 Land $16,750 Building $82,960
2022		$16,940 Land $3,180 Building $13,760
2021			$89,150 Land $16,750 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Cove Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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