31 Cottage St, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 31 Cottage St, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,191 sqft · built 1944
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:36 B:0 L:067`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:36 B:0 L:067`
Alternative APN	`2652`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2652
Street Address	31 COTTAGE ST
City	HAMPDEN
State	ME
Zip	04444-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11 - R
Legal Lot Number	67
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	3
Census Block	3000
Census Tract	2000

Owner

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 COTTAGE ST, HAMPDEN, ME 04444-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage MAINE SVGS FCU
Sep 11, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019
Deed Sale	Sep 11, 2019
Deed Document Number	201927469
Deed Book / Page	15276 / 193
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	31 COTTAGE ST, HAMPDEN, ME 04444-1310
Document Number	0154270203
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 COTTAGE ST BANGOR ME 044013727, BANGOR, ME 04401-3727

Mortgage

Document Number	0154270203
Date	Jan 31, 2020
Book Page	015427/000203
Instrument	2844

Lender

Name	MAINE SVGS FCU
Type	Credit Union
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Sep 11, 2019
Property Address	31 COTTAGE ST, HAMPDEN, ME 04444-1310
Document Number	0152760193
Book / Page	015276 / 000193
Instrument Date	Sep 10, 2019
Instrument	27469
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 LITTLEFIELD RD NEWBURGH ME 044445138, NEWBURGH, ME 04444-5138

Tax Assessment & Valuation

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+24.01%)	$181,420 (+9.95%) Land $57,610 Building $123,810
2024	$2,582.00 (-0.81%)	$165,000 (+22.04%) Land $52,400 Building $112,600
2023	$2,603.00 (+4.54%)	$135,200 (+12.39%) Land $42,900 Building $92,300	$218,215
2022	$2,490.00	$120,300 Land $38,100 Building $82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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