31 Cottage Ave, Ansonia, CT 06401 Property Records

Ansonia City property record for 31 Cottage Ave, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,792 sqft · built 1918
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Feb 2022)
Tax Bill	$5,704 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANSO M:044 B:0070 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ANSO M:044 B:0070 L:0000`
Alternative APN	`1260`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,792 sqft Living Area
Gross Area	5,113 sqft
1st Floor Area	1,185 sqft
Attic	Attic
Attic Area	1,208 sqft
Basement Area	1,185 sqft
Unfinished Basement	1,185 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1260
Street Address	31 COTTAGE AVE
City	ANSONIA
State	CT
Zip	06401-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	70
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2013
Census Tract	125200

Owner

31 Cottage Ave is owned and occupied by an individual who bought it in February 2022.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	31 COTTAGE AVE, ANSONIA, CT 06401-1953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 26, 2024	Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Deed Book / Page	601 / 414
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	31 COTTAGE AVE, ANSONIA, CT 06401-1953
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000634-292
Date	Sep 17, 2025
Book Page	634/292
Instrument	1989700005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	31 COTTAGE AVE, ANSONIA, CT 06401-1953
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000619-670
Date	Feb 26, 2024
Book Page	619/670
Instrument	1930560005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Feb 25, 2022
Property Address	31 COTTAGE AVE, ANSONIA, CT 06401-1953
Document Number	000601-414
Book / Page	601 / 414
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 SEYMOUR AVE, DERBY, CT 06418-1429

Tax Assessment & Valuation

The 2026 property tax bill for 31 Cottage Ave was $5,704, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,704.00 (+3.18%)	$193,620 (-) Land $37,380 Building $156,240	$368,534 (+171.91%)
2025	$5,528.00	$193,620 Land $37,380 Building $156,240	$135,534 Land $26,166 Building $109,368
2024	$5,528.00 (+8.8%)
2023	$5,081.00 (-1.17%)	$193,620 (+42.37%) Land $37,380 Building $156,240
2022	$5,141.00	$136,000 Land $33,600 Building $102,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31 Cottage Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Cottage Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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