Somerset County and Bernards Township property record for 31 Coppergate Dr, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 2,820 sqft · built 1963 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,395,000 (Jul 2024) |
| Tax Bill | $21,662 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-05401-0000-00021 |
| Primary APN | 02-05401-0000-00021 |
|---|---|
| Alternative APN |
|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200106000000145 |
|---|---|
| Street Address | 31 COPPERGATE DR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ADDITIONAL LOTS: FP |
| Legal Subdivision | HEATHER FARMS SEC 1 |
| Legal Block | 5401 |
| Legal Lot Number | 21 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 54100 |
31 Coppergate Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 COPPERGATE DR, BASKING RIDGE, NJ 07920-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 16, 2019 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on File |
| Deed Sale | Jul 2, 2024 · Amount on File |
| Prior Sale | Sep 16, 2019 · Amount on File |
| Deed Document Number | 202416046 |
| Deed Book / Page | 7564 / 1677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 31 COPPERGATE DR, BASKING RIDGE, NJ 07920-2209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31 COPPERGATE DR, BASKING RIDGE, NJ 07920-2209 |
| Document Number | 0000008433 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 7427/1296 |
| Instrument | 2022008433 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SWARTHMORE, PA 19081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 16, 2019 |
| Property Address | 31 COPPERGATE DR, BASKING RIDGE, NJ 07920-2209 |
| Document Number | 0000034783 |
| Book / Page | 7151 / 2251 |
| Map Reference | MAP 763 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 2019034783 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,047.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1506B RALSTON DR, 1506B, MOUNT LAUREL, NJ 08054-3350 |
| Name | Verified Name |
|---|---|
| Address | 31 COPPERGATE DR, BASKING RIDGE, NJ 07920-2209 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034784 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019034784 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 31 Coppergate Dr was $21,662, up 11.1% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,363,100 (+6.22%) Land $439,400 Building $923,700 | $1,363,100 (+6.22%) Land $439,400 Building $923,700 | |
| 2025 | $21,662.00 (+11.05%) | $1,283,300 Land $419,400 Building $863,900 | $1,283,300 Land $419,400 Building $863,900 |
| 2024 | $19,506.00 | ||
| 2023 | $984,100 Land $399,400 Building $584,700 | $984,100 Land $399,400 Building $584,700 | |
| 2022 | $18,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Coppergate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Coppergate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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