31 Columbia St, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 31 Columbia St, Wakefield, RI 02879

Property Summary

Property Type	Triplex
Details	7 bd · 3.5 ba · 3,224 sqft · built 1810
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Apr 2023 Refinance Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-03-1436-25`

Property Details

APN / Parcel Number

Primary APN	`R-03-1436-25`
Alternative APNs	`SKIN P:057-1 L:000177` `P:057=1 L:000177`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,224 sqft Living Area
Gross Area	5,108 sqft
1st Floor Area	1,628 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1810
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-03-1436-25
Street Address	31 COLUMBIA ST
City	WAKEFIELD
State	RI
Zip	02879-3201
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CN
Legal Lot Number	177
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3027
Census Tract	51202

Owner

31 Columbia St, a triplex, is owned and occupied by two individuals.

Source: South Kingstown Town records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 COLUMBIA ST, WAKEFIELD, RI 02879-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit SAVINGS INSTITUTE
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	31 COLUMBIA ST, SOUTH KINGSTOWN, RI 02879-3201
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001853-547
Date	Apr 4, 2023
Book Page	1853/547
Instrument	27584

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	31 COLUMBIA ST, SOUTH KINGSTOWN, RI 02879-3201
Document Number	1685-573
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 COLUMBIA ST SOUTH KINGSTOWN RI 028793201, SOUTH KINGSTOWN, RI 02879-3201

Mortgage

Document Number	1685-573
Date	Sep 13, 2018
Book Page	001685/000573

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 12, 2043

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	31 COLUMBIA ST, SOUTH KINGSTOWN, RI 02879-3201
Document Number	1671-416
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 COLUMBIA ST SOUTH KINGSTOWN RI 028793201, SOUTH KINGSTOWN, RI 02879-3201

Mortgage

Document Number	1671-416
Date	Apr 18, 2018
Book Page	001671/000416

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31 Columbia St was $3,939.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,939.00	$440,600 Land $159,200 Building $281,400
2023	$4,462.00 (+0.9%)	$403,800 (-) Land $122,400 Building $281,400
2022	$4,422.00	$403,800 Land $122,400 Building $281,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Columbia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Columbia St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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