31 Collins Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 31 Collins Ave, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1968
Lot Size	0.468 acres (20,399 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2005)
Tax Bill	$10,236 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:051.0-0000-0132.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:051.0-0000-0132.0`
Alternative APNs	`M:051.0=0000=0132.0` `2230000000220` `2230000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,040 sqft
Basement Area	1,144 sqft
Unfinished Basement	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,399 sqft (0.468 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2230000000220
Street Address	31 COLLINS AVE
City	READING
State	MA
Zip	01867-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:051.0-0000-0132.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 COLLINS AVE, READING, MA 01867-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2021	Deed of Trust, Mortgage · ARM NORTHMARK BANK
May 05, 2021	Deed of Trust, Mortgage · ARM NORTHMARK BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHMARK BK
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHMARK BK
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHMARK BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2005 · Amount on Record
Deed Sale	Oct 05, 2005 · Amount on Record
Deed Book / Page	1309 / 114
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	31 COLLINS AVE, READING, MA 01867-1018
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001878993
Date	May 05, 2021
Instrument	1878993

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 01, 2031
Index	1-Year CMT

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	31 COLLINS AVE, READING, MA 01867-1018
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1878993
Date	May 05, 2021
Instrument	1878993

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 01, 2031
Index	1-Year CMT

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	31 COLLINS AVE, READING, MA 01867-1018
Document Number	0001842530
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 COLLINS AVE READING MA 018671018, READING, MA 01867-1018

Mortgage

Document Number	0001842530
Date	May 19, 2020
Instrument	1842530

Lender

Name	NORTHMARK BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	31 COLLINS AVE, READING, MA 01867-1018
Document Number	0001837371
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 COLLINS AVE READING MA 018671018, READING, MA 01867-1018

Mortgage

Document Number	0001837371
Date	Feb 28, 2020
Instrument	1837371

Lender

Name	NORTHMARK BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 27, 2030

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	31 COLLINS AVE, READING, MA 01867-1018
Document Number	0000011492
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 COLLINS AVE READING MA 018671018, READING, MA 01867-1018

Mortgage

Document Number	0000011492
Date	Apr 22, 2019
Instrument	11492

Lender

Name	NORTHMARK BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,236.00 (+1.14%)	$898,700 (+4.06%) Land $521,200 Building $377,500	$888,725 (+5.95%)
2024	$10,121.00 (+3.14%)	$863,600 (+10.8%) Land $500,700 Building $362,900	$838,850
2023	$9,813.00	$779,400 Land $451,400 Building $328,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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