Polk County property record for 31 Cold Springs Dr, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Sep 2018) |
| Tax Bill | $631 (2026) |
| Deeds & Mortgages | Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P42-65 |
| Primary APN | P42-65 |
|---|---|
| Alternative APN |
|
| Lot Area | 38,768 sqft (0.89 acres) |
|---|
| Account Number | 56358 |
|---|---|
| Street Address | 31 COLD SPRINGS DR |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-9601 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT 10 SECTION A, 0L01 SILVER CREEK COMMUNITY |
| Legal Subdivision | SILVER CREEK COMMUNITY |
| Legal Lot Number | 10 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920201 |
31 Cold Springs Dr is owned by two individuals who bought it in September 2018.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 831, COLUMBUS, NC 28722-0831 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 435 / 2274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 14, 2018 |
| Property Address | 31 COLD SPRINGS DR, MILL SPRING, NC 28756-9601 |
| Document Number | 00435/2274 |
| Book / Page | 435 / 2274 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 FIRE TOWER RD, MILL SPRING, NC 28756-6772 |
The 2026 property tax bill for 31 Cold Springs Dr was $631.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631.00 | $123,736 (-) Land $13,350 Building $110,386 | $123,736 (-) Land $13,350 Building $110,386 |
| 2025 | $631.00 | $123,736 Land $13,350 Building $110,386 | $123,736 Land $13,350 Building $110,386 |
| 2023 | $45.00 | $7,120 Land $7,120 | |
| 2021 | $7,120 Land $7,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 31 Cold Springs Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Cold Springs Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE only, no 5G reported
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