31 Colby Ave, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 31 Colby Ave, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1911
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$381,000 (Dec 2023)
Tax Bill	$5,179 (2026)
Deeds & Mortgages	Mar 2021 Refinance Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-012-00638`

Property Details

APN / Parcel Number

Primary APN	`39-012-00638`
Alternative APN	`WORC M:39 B:012 L:00638`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	2,158 sqft
1st Floor Area	1,142 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	39-012-00638
Street Address	31 COLBY AVE
City	WORCESTER
State	MA
Zip	01605-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	12
Legal Lot Number	638
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2025
Census Tract	732002

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 BOSTON TPKE, 275, SHREWSBURY, MA 01545-3601
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage BCC RAI LLC
Dec 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATL LOAN FUNDING LLC
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Jan 13, 2016 · Amount on Record
Deed Book / Page	70053 / 160
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	31 COLBY AVE, WORCESTER, MA 01605-2207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0064747-98
Date	Mar 23, 2021
Book Page	64747/98
Instrument	39757

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	31 COLBY AVE, WORCESTER, MA 01605-2207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071280-302
Date	Nov 12, 2024
Book Page	71280/302
Instrument	93924

Lender

Name	BCC RAI LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 29, 2023
Property Address	31 COLBY AVE, WORCESTER, MA 01605-2207
Document Number	070053-160
Book / Page	70053 / 160
Instrument Date	Dec 29, 2023
Instrument	109127
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BOSTON TPKE # STE27, STE27, SHREWSBURY, MA 01545-3601

Mortgage

Document Number	0000109128
Date	Dec 29, 2023
Instrument	109128

Lender

Name	NATL LOAN FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	31 COLBY AVE, WORCESTER, MA 01605-2207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61719-169
Date	Jan 9, 2020
Book Page	61719/169
Instrument	2303

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,179.00 (+16.59%)	$390,000 (+15.8%) Land $124,600 Building $265,400	$417,477 (-6.56%)
2025	$4,442.00 (+8.08%)	$336,800 (+17.52%) Land $118,700 Building $218,100	$446,785 (+0.53%)
2024			$444,410
2023	$4,110.00	$286,600 Land $103,200 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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