Essex County and Marblehead Town property record for 31 Cloutmans Ln, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,674 sqft · built 1980 |
| Lot Size | 0.279 acres (12,162 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,270,000 (May 2023) |
| Tax Bill | $11,377 (2025) |
| Deeds & Mortgages | May 2022 Refinance May 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0179 B:0038 L:0 |
| Primary APN | MARB M:0179 B:0038 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 4,056 sqft |
| Basement Area | 1,239 sqft |
| Unfinished Basement | 639 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,162 sqft (0.279 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 31 CLOUTMANS LN |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-5503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 38 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 203302 |
Source: Essex County and Marblehead Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 31 CLOUTMANS LN, MARBLEHEAD, MA 01945-5503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| May 11, 2023 | Quit Claim Deed, Transfer |
| Mar 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Mar 27, 2015 · Amount on Record |
| Deed Book / Page | 41558 / 463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 31 CLOUTMANS LN, MARBLEHEAD, MA 01945-5503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040924-521 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 40924/521 |
| Instrument | 20220511000480 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | May 11, 2023 |
| Property Address | 31 CLOUTMANS LN, MARBLEHEAD, MA 01945-5503 |
| Document Number | 041558-463 |
| Book / Page | 41558 / 463 |
| Instrument Date | Apr 30, 2023 |
| Instrument | 20230511000720 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CLOUTMANS LN, MARBLEHEAD, MA 01945-5503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 31 CLOUTMANS LN, MARBLEHEAD, MA 01945-5503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38315-327 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 38315/327 |
| Instrument | 20200306001230 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 31 CLOUTMANS LN, MARBLEHEAD, MA 01945-5503 |
| Document Number | 38619-194 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31 CLOUTMANS LN MARBLEHEAD MA 019455503, MARBLEHEAD, MA 01945-5503 |
| Document Number | 38619-194 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 038619/000194 |
| Instrument | 17000970 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 16, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,377.00 (+2.01%) | $1,257,100 (+1%) Land $714,300 Building $542,800 | $1,400,015 |
| 2024 | $11,153.00 (+32.05%) | $1,244,700 (+47.37%) Land $927,200 Building $317,500 | |
| 2023 | $8,446.00 | $844,600 Land $567,200 Building $277,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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