31 Clark Ave, Cloverdale, CA 95425 Property Records

Sonoma County property record for 31 Clark Ave, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,191 sqft · built 1951
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$162,500 (Mar 2009)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-094-003-000`

Property Details

APN / Parcel Number

Primary APN	`001-094-003-000`
Alternative APN	`001-094-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,440 sqft (0.171 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	001-094-003
Street Address	31 CLARK AVE
City	CLOVERDALE
State	CA
Zip	95425-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	LOT 5 BLK 4 TARMAN PARK
Legal Subdivision	TARMAN PARK
Legal Block	4
Legal Lot Number	5
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3017
Census Tract	154201

Owner

31 Clark Ave is owned and occupied by two individuals who bought it in March 2009.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 CLARK AVE, CLOVERDALE, CA 95425-3917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2009 · Amount on File
Deed Sale	Mar 18, 2009 · Amount on File
Prior Sale	Mar 18, 2009
Deed Document Number	200923934
Prior Transfer Date	May 2, 2008
Prior Transfer Doc	0000042045
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jul 28, 2026
Property Address	31 CLARK AVE, CLOVERDALE, CA 95425-3917
Document Number	0000038365
Instrument Date	Jul 20, 2026
Instrument	202638365
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	31 CLARK AVE, CLOVERDALE, CA 95425-3917

Mortgage

Document Number	0000038365,
Date	Jul 28, 2026
Instrument	202638365

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	31 CLARK AVE, CLOVERDALE, CA 95425-3917
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CLARK AVE, CLOVERDALE, CA 95425-3917

Mortgage

Document Number	0000021701
Date	Feb 24, 2021
Instrument	2021021701

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	31 CLARK AVE, CLOVERDALE, CA 95425-3917
Document Number	0000045533
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 CLARK AVE CLOVERDALE CA 954253917, CLOVERDALE, CA 95425-3917

Mortgage

Document Number	0000045533
Date	Jun 26, 2018
Instrument	45533

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Clark Ave was $2,726 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,428 (+2%) Land $78,803 Building $134,625
2025	$2,726.00 Homeowner's exemption	$209,244 Land $77,258 Building $131,986
2023	$2,694.00 (+1.81%) Homeowner's exemption	$201,121 Land $74,259 Building $126,862
2022	$2,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Clark Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1995–2014)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Dec 2014 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Clark Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Clark Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures