31 Christopher Dr, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 31 Christopher Dr, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,980 sqft · built 1985
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Dec 2017)
Tax Bill$6,284 (2026)
Deeds & MortgagesAug 2021 Refinance
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN509327

Property Details

APN / Parcel Number

Primary APN509327
Alternative APNs
  • DRAC M:51 B:198 L:67
  • M:0051 B:0198 L:0067

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area3,724 sqft
1st Floor Area1,116 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number509327
Street Address31 CHRISTOPHER DR
CityDRACUT
StateMA
Zip01826-5262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block198
Legal Lot Number67
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group3
Census Block3013
Census Tract314301

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 CHRISTOPHER DR, DRACUT, MA 01826-5262
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Mar 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jul 22, 2024Deed of Trust, Mortgage · Line of Credit
METRO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2017 · Amount on Record
Deed SaleDec 18, 2017 · Amount on Record
Prior SaleJan 7, 1986 · Amount on Record
Transfer Doc0000294594
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address31 CHRISTOPHER DR, DRACUT, MA 01826-5262
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000312251
DateAug 3, 2021
Instrument312251
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address31 CHRISTOPHER DR, DRACUT, MA 01826-5262
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000309955
DateMar 19, 2021
Instrument309955
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueApr 1, 2050

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address31 CHRISTOPHER DR, DRACUT, MA 01826-5262
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000323618
DateJul 22, 2024
Instrument323618
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,284.00 (+1.5%)$649,800 (+6.21%) Land $265,000 Building $384,800$614,175 (-)
2025$6,191.00 (+3.2%)$611,800 (+6.57%) Land $243,100 Building $368,700$614,175 (-11.29%)
2024$5,999.00 (+0.55%)$574,100 (+11.43%) Land $231,700 Building $342,400$692,360
2023$5,966.00$515,200 Land $201,600 Building $313,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1988–2007)
Most Recent ClaimApr 2007 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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