31 Chipman St, Medford, MA 02155 Property Records

Middlesex County and Medford City property record for 31 Chipman St, Medford, MA 02155

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,460 sqft · built 1920
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,733 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MEDF M:M-14 B:0064`

Property Details

APN / Parcel Number

Primary APN	`MEDF M:M-14 B:0064`
Alternative APNs	`M:M=14 B:0064` `10212`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area
Gross Area	2,371 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,700 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10212
Street Address	31 CHIPMAN ST
City	MEDFORD
State	MA
Zip	02155-4058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Subdivision	MEDFORD
Legal Block	64
Jurisdiction	MEDFORD MA
Township / Civil Division	MEDFORD
Census Block Group	1
Census Block	1005
Census Tract	339900

Owner

Source: Middlesex County and Medford City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 CHIPMAN ST, MEDFORD, MA 02155-4058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage NORTHPOINTE BANK
Sep 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDFORD MA
Property Address	31 CHIPMAN ST, MEDFORD, MA 02155-4058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71688-204
Date	Sep 28, 2018
Book Page	71688/204
Instrument	150985

Lender

Name	NORTHPOINTE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDFORD MA
Property Address	31 CHIPMAN ST, MEDFORD, MA 02155-4058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73347-180
Date	Sep 26, 2019
Book Page	73347/180
Instrument	146708

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Medford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Medford City
Unified School District	Medford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,733.00 (+4.77%)	$664,300 (+6.83%) Land $357,300 Building $307,000	$683,740 (-0.4%)
2025	$5,472.00 (+7.63%)	$621,800 (+4.21%) Land $340,300 Building $281,500
2024	$5,084.00 (+3.99%)	$596,700 (+5.57%) Land $324,000 Building $272,700	$686,470
2023	$4,889.00	$565,200 Land $302,800 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDFORD WATER DEPT. (MWRA) serves 61,700 people · EPA ID MA3176000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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