31 Chestnut St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 31 Chestnut St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,370 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (May 2010)
Tax Bill	$5,048 (2024)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINL M:29 B:54 L:17`

Property Details

APN / Parcel Number

Primary APN	`WINL M:29 B:54 L:17`
Alternative APNs	`00078500` `78500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
1st Floor Area	1,290 sqft
Attic	Attic
Attic Area	1,080 sqft
Basement Area	1,290 sqft
Unfinished Basement	1,290 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	78500
Street Address	31 CHESTNUT ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDRD
Legal Block	54
Legal Lot Number	17
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2005
Census Tract	476100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Enfield Canal listed 1976 · 2 contributing resources · NRIS 76001998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 RIVERSIDE RD, SIMSBURY, CT 06070-2517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage TD BANK NA
Dec 6, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2010 · Amount on Record
Deed Sale	May 25, 2010 · Amount on Record
Deed Book / Page	39 / 97
Last Transfer Date	Oct 1, 2021
Transfer Doc	000513-520
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	31 CHESTNUT ST, WINDSOR LOCKS, CT 06096-1840
Transaction Type	Mortgage
Record Updated	Mar 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000543-624
Date	Mar 4, 2025
Book Page	543/624
Instrument	2386890018

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Dec 6, 2021
Property Address	31 CHESTNUT ST, WINDSOR LOCKS, CT 06096-1840
Document Number	000513-520
Book / Page	513 / 520
Instrument Date	Oct 1, 2021
Instrument	1245600002
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CHESTNUT ST, WINDSOR LOCKS, CT 06096-1840

Mortgage

Document Number	1245610018
Date	Dec 6, 2021
Instrument	1245610018

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,420 (+115.33%) Land $38,570 Building $171,850	$147,294 Land $26,999 Building $120,295
2024	$5,048.00 (+83.56%)	$97,720 (-) Land $24,780 Building $72,940
2023	$2,750.00 (+8.95%)	$97,720 (-) Land $24,780 Building $72,940
2022	$2,524.00	$97,720 Land $24,780 Building $72,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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