Essex County and Salem City property record for 31 Chestnut St, Salem, MA 01970
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 5 ba · 7,592 sqft · built 1828 |
| Lot Size | 0.188 acres (8,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,170,000 (Nov 2015) |
| Tax Bill | $22,788 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Feb 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:25 L:0241 |
| Primary APN | SALE M:25 L:0241 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 4 Stories |
| Building Area | 7,592 sqft Living Area |
| Gross Area | 9,580 sqft |
| Basement Area | 2,366 sqft |
| Unfinished Basement | 1,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1828 |
|---|---|
| Effective Year Built | Effective 1828 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 8,202 sqft (0.188 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 31 CHESTNUT ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-3127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Lot Number | 241 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 204200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chestnut Street District listed 1973 · 302 contributing resources · NRIS 73000312 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
31 Chestnut St, a duplex, is owned and occupied by two individuals who bought it in November 2015.
Source: Essex County and Salem City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 CHESTNUT ST, SALEM, MA 01970-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK HOME LOANS |
| Feb 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2015 · Amount on File |
| Deed Sale | Nov 6, 2015 · Amount on File |
| Prior Sale | Nov 30, 2006 · Amount on File |
| Deed Book / Page | 34504 / 354 |
| Transfer Doc | 034504-354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 31 CHESTNUT ST, SALEM, MA 01970-3127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039724-348 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 39724/348 |
| Instrument | 20210402002990 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 31 CHESTNUT ST, SALEM, MA 01970-3127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041442-542 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 41442/542 |
| Instrument | 20230217001520 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 31 Chestnut St was $22,788, up 7.3% from the year before.
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,788.00 (+7.34%) | $2,113,900 (+12.92%) Land $369,400 Building $1,725,000 | $1,679,548 |
| 2025 | $21,230.00 (+2.99%) | $1,872,100 (+5.54%) Land $285,100 Building $1,587,000 | |
| 2024 | $20,613.00 (+2.66%) | $1,773,900 (+10.52%) Land $272,200 Building $1,501,700 | |
| 2023 | $20,079.00 | $1,605,000 Land $246,200 Building $1,358,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 31 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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