31 Chestnut St, Apt 2, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 31 Chestnut St, Apt 2, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,154 sqft · built 1920
Lot Size	0.122 acres (5,354 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2020)
Tax Bill	$2,842 (2026)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-65-2`

Property Details

APN / Parcel Number

Primary APN	`13-65-2`
Alternative APN	`GLOU M:0013 B:0065 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,354 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13-65-2
Street Address	31 CHESTNUT ST, 2
City	GLOUCESTER
State	MA
Zip	01930-3175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-5
Legal Subdivision	31 CHESTNUT STREET CONDO
Legal Block	65
Legal Lot Number	2
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2021
Census Tract	221500

Owner

31 Chestnut St, Apt 2 is owned and occupied by an individual who bought it in April 2020.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	31 CHESTNUT ST, 2, GLOUCESTER, MA 01930-3175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Aug 12, 2010 · Amount on File
Deed Book / Page	38410 / 185
Transfer Doc	2967000506
Record Updated	Oct 29, 2026

April 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 10, 2020
Property Address	31 CHESTNUT ST APT 2, 2, GLOUCESTER, MA 01930-3175
Document Number	38410-185
Book / Page	038410 / 000185
Instrument Date	Apr 4, 2020
Instrument	10002640
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$844.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CHESTNUT ST #2 GLOUCESTER MA 019303175, 2, GLOUCESTER, MA 01930-3175

Tax Assessment & Valuation

The 2026 property tax bill for 31 Chestnut St, Apt 2 was $2,842, up 4.1% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,842.00 (+4.14%)	$305,300 (+8.73%) Building $305,300	$372,719
2025	$2,729.00 (+6.64%)	$280,800 (+6.77%) Building $280,800
2024	$2,559.00 (+4.32%)	$263,000 (+13.56%) Building $263,000	$263,720
2023	$2,453.00	$231,600 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Chestnut St, Apt 2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Chestnut St, Apt 2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20