Flagler County property record for 31 Cherrytree Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,533 sqft · built 1988 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,000 (Apr 2025) |
| Tax Bill | $4,782 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7016-00100-0580 |
| Primary APN | 07-11-31-7016-00100-0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,533 sqft Living Area |
| Gross Area | 3,463 sqft |
| 1st Floor Area | 2,533 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,634 sqft (0.313 acres) |
| Lot Dimensions | 124 ft deep x 80 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 378 sqft |
| Pool Area | 512 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31 CHERRYTREE CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 16 BLOCK 00010 LOT 0058 SUBDIVISION COMPLETION YEAR 1980 OR 180 PG 709 OR 285 PG 694 OR 389 PG 802 OR 945/1801 OR 1712/1396- DC OR 1712/1397-ACM OR 1906/ 1257 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 10 |
| Legal Lot Number | 58 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60104 |
31 Cherrytree Ct is owned by two individuals who bought it in April 2025.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8350 W COUNTY ROAD 575 N, MIDDLETOWN, IN 47356-9738 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC |
| Feb 4, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on File |
| Deed Sale | Apr 23, 2025 · Amount on File |
| Prior Sale | Nov 28, 2012 · Amount on File |
| Deed Document Number | 202516926 |
| Deed Book / Page | 2953 / 1390 |
| Prior Transfer Date | Oct 22, 2024 |
| Prior Transfer Doc | 0029110899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 23, 2025 |
| Property Address | 31 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0029531390 |
| Book / Page | 2953 / 1390 |
| Map Reference | MB 6 PG 81-86 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025016926 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,593.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Name | Verified Name |
|---|---|
| Address | 8350 W COUNTY RD, MIDDLETOWN, IN 47356 |
| Document Number | 0029531391 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 2953/1391 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 31 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024170923 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 2417/0923 |
| Instrument | 2020004535 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32257 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 31 Cherrytree Ct was $4,782, up 2.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,782.00 (+2.35%) | $306,315 | $581,582 Land $251,067 Building $330,515 |
| 2024 | $4,672.00 (+2.39%) | ||
| 2023 | $4,563.00 (+0.82%) Homeowner's exemption | $289,012 (+3%) | $556,512 (+0.55%) Land $251,067 Building $305,445 |
| 2022 | $4,526.00 Homeowner's exemption | $280,594 | $553,449 Land $253,000 Building $300,449 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31 Cherrytree Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 21 (2001–2024) |
| Claims Outside the SFHA | 18 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Cherrytree Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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