Harnett County property record for 31 Checkmate Ct, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,480 sqft · built 2006 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Jan 2019) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500028245 |
| Primary APN | 1500028245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Heated Area |
| Gross Area | 3,412 sqft |
| 1st Floor Area | 1,032 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 146 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500028245 |
|---|---|
| Street Address | 31 CHECKMATE CT |
| City | CAMERON |
| State | NC |
| Zip | 28326-0017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-20R |
| Legal Description | LOT#107 YORKSHIRE PLTN PH 4 MAP#2006-244 |
| Legal Subdivision | YORKSHIRE PLANTATI |
| Legal Phase | 4 |
| Legal Lot Number | 107 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 71402 |
Source: Harnett County records · APN 1500028245
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31 CHECKMATE CT, CAMERON, NC 28326-0017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Aug 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Jul 23, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Prior Sale | May 20, 2016 · Amount on Record |
| Deed Document Number | 0003667380 |
| Deed Book / Page | 3625 / 0499 |
| Prior Transfer Date | Jul 23, 2018 |
| Prior Transfer Doc | 2018010637 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 31 CHECKMATE CT, CAMERON, NC 28326-0017 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009832 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 3976/778 |
| Instrument | 2021009832 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 31 CHECKMATE CT, CAMERON, NC 28326-0017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013376 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 3849/591 |
| Instrument | 2020013376 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 23, 2018 |
| Property Address | 31 CHECKMATE CT, CAMERON, NC 28326-0017 |
| Document Number | 0000010637 |
| Book / Page | 003625 / 000499 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 10637 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 CHECKMATE CT CAMERON NC 283260017, CAMERON, NC 28326-0017 |
| Document Number | 10639 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 003625/000505 |
| Instrument | 10639 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
Source: Harnett County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 | $258,233 (-) | $258,233 (-) Land $37,470 Building $220,763 |
| 2023 | $1,601.00 | $258,233 | $258,233 Land $37,470 Building $220,763 |
Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 28 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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