31 Chatham Rd, Ardmore, PA 19003 Property Records

Montgomery County property record for 31 Chatham Rd, Ardmore, PA 19003

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,332 sqft · built 1925
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$281,700 (Jan 2016)
Tax Bill	$5,966 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00-10124-00-6`

Property Details

APN / Parcel Number

Primary APN	`40-00-10124-00-6`
Alternative APN	`40005C198`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
1st Floor Area	602 sqft
Basement Area	128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2023
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Enclosed Concrete/Masonry Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 CHATHAM RD
City	ARDMORE
State	PA
Zip	19003-3203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Description	L 80
Legal Subdivision	JOHN H MCCLATCHY
Legal Block	5C
Legal Lot Number	80
Jurisdiction	MONTGOMERY PA
Township / Civil Division	LOWER MERION
Census Block Group	2
Census Block	2001
Census Tract	205501

Owner

31 Chatham Rd, a duplex, is owned and occupied by an individual who bought it in January 2016.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	31 CHATHAM RD, ARDMORE, PA 19003-3203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2016 · Amount on File
Deed Sale	Jan 19, 2016 · Amount on File
Prior Sale	Sep 8, 1986 · Amount on File
Deed Document Number	20164025
Deed Book / Page	5985 / 2619
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	31 CHATHAM RD, ARDMORE, PA 19003-3203
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155481026
Date	Mar 22, 2022
Book Page	15548/1026
Instrument	2022035106

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 31 Chatham Rd was $5,966.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Lower Merion Township
Unified School District	Lower Merion School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,966.00	$130,610	$130,610
2025	$5,966.00
2024		$130,610 (-) Land $42,470 Building $88,140
2023	$5,454.00 (+4.34%)	$130,610 Land $42,470 Building $88,140
2022	$5,227.00
1998			$130,610 Land $42,470 Building $88,140
1996			$130,610 Land $42,470 Building $88,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31 Chatham Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	129 units insured incl. 124 condo units
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Nov 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Chatham Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20