San Joaquin County property record for 31 Charles St, Tracy, CA 95376 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,454 sqft · built 1991 |
| Lot Size | 0.106 acres (4,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $428,000 (Oct 2017) |
| Tax Bill | $5,831 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-270-100-000 |
| Primary APN | 246-270-100-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,454 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,629 sqft (0.106 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 31 CHARLES ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90 FM PT 246-060-05 |
| Legal Subdivision | VICTORIA PARK UNIT #2 |
| Legal Tract | 2286 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5208 |
Source: San Joaquin County records · APN 246-270-100-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31 CHARLES ST, TRACY, CA 95376-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 26, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on Record |
| Deed Sale | Oct 26, 2017 · Amount on Record |
| Prior Sale | Mar 10, 2014 |
| Deed Document Number | 2017-124709 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 31 CHARLES ST, TRACY, CA 95376-1329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 31 CHARLES ST, TRACY, CA 95376-1329 |
| Document Number | 0000152471 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 2020-152471 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 26, 2017 |
| Property Address | 31 CHARLES ST, TRACY, CA 95376-1329 |
| Document Number | 0000124709 |
| Map Reference | MAP30 PG33 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 2017-124709 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31 CHARLES ST, TRACY, CA 95376-1329 |
| Document Number | 0000124710 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017-124710 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,831.00 (+10.1%) | $486,986 (+4.04%) Land $145,639 Building $341,347 |
| 2023 | $5,296.00 (+2.1%) | $468,078 Land $139,985 Building $328,093 |
| 2022 | $5,187.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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